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A02952 Summary:

BILL NOA02952A
 
SAME ASSAME AS S01986-A
 
SPONSORMcDonald
 
COSPNSRSantabarbara, McDonough, Morinello, D'Urso
 
MLTSPNSRGiglio
 
Amd 2336, Ins L
 
Relates to providing a reduction in insurance premium charges for insured volunteer firefighters or emergency personnel for a three year period after successfully completing the emergency vehicle operator's course as part of his or her training.
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A02952 Actions:

BILL NOA02952A
 
01/23/2017referred to insurance
01/03/2018referred to insurance
02/01/2018amend and recommit to insurance
02/01/2018print number 2952a
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A02952 Memo:

NEW YORK STATE ASSEMBLY
MEMORANDUM IN SUPPORT OF LEGISLATION
submitted in accordance with Assembly Rule III, Sec 1(f)
 
BILL NUMBER: A2952A
 
SPONSOR: McDonald
  TITLE OF BILL: An act to amend the insurance law, in relation to providing a reduction in insurance premium charges for insured volunteer firefighters or emer- gency personnel for a three year period after successfully completing the emergency vehicle operator's course as part of his or her training   PURPOSE: To permit a volunteer firefighter or emergency personnel member who has successfully completed the emergency vehicle operator's course (EVOC) an opportunity to receive an additional discount on his or her motor vehi- cle insurance premium. This actuarially appropriate discount is in addi- tion to the current reduction that is offered to individuals who have completed an accident prevention course. If an individual has not completed a prior accident prevention course, that individual may still be eligible for the discount upon completion of the EVOC training.   SUMMARY OF PROVISIONS: Sections 1 and 2: Provides that any schedule of rates or rating plan for motor vehicle liability and collision insurance submitted to the Super- intendent may provide for an actuarially appropriate reduction in premi- um charges for insured volunteer firefighters or emergency personnel for a three year period after successfully completing the emergency vehicle operator's course (EVOC) as part of his or her training, provided that there shall be no reduction in premiums for a self-instruction defensive driving course or a course which does not provide for actual classroom instruction for a minimum number of hours as determined by the depart- ment of motor vehicles. Such reduction may be calculated at an actuari- ally appropriate rate even if the insured volunteer firefighter or emer- gency personnel has not previously qualified for a reduction in premiums. Section 3: Effective date.   JUSTIFICATION: New York's volunteer firefighters and volunteer emergency personnel are our hometown heroes who serve and protect their communities and save New York billions through their selfless efforts. In an effort to do every- thing we can to strengthen and support our volunteer first responders' services, this bill will encourage all who are eligible to take the emergency vehicle operator's course to enhance their safety skills. This will not only make them safer drivers when responding but will also make them safer drivers in their personal vehicles and help reduce acci- dents. Additionally, this benefit can be an incentive for prospective members of the departments. Recently, the Firemen's Association of the State of New York held a Recruit NY Weekend in an effort to encourage community members to consider volunteering as a first responder in their communi- ty.   LEGISLATIVE HISTORY: 2016: Referred to Insurance   FISCAL IMPLICATION: None   EFFECTIVE DATE: This act shall take effect immediately.
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A02952 Text:



 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                         2952--A
 
                               2017-2018 Regular Sessions
 
                   IN ASSEMBLY
 
                                    January 23, 2017
                                       ___________
 
        Introduced  by  M.  of  A. McDONALD, SANTABARBARA, McDONOUGH, MORINELLO,
          D'URSO -- Multi-Sponsored by -- M. of  A.  GIGLIO  --  read  once  and
          referred to the Committee on Insurance -- recommitted to the Committee
          on  Insurance  in accordance with Assembly Rule 3, sec. 2 -- committee
          discharged, bill amended, ordered reprinted as amended and recommitted
          to said committee
 
        AN ACT to amend the insurance law, in relation to providing a  reduction
          in  insurance  premium  charges  for insured volunteer firefighters or
          emergency  personnel  for  a  three  year  period  after  successfully
          completing  the  emergency vehicle operator's course as part of his or
          her training
 
          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:
 
     1    Section  1.  Subsection  (a)  of section 2336 of the insurance law, as
     2  amended by chapter 751 of the laws  of  2005,  is  amended  to  read  as
     3  follows:
     4    (a) (1) Any schedule of rates or rating plan for motor vehicle liabil-
     5  ity  and  collision  insurance  submitted  to  the  superintendent shall
     6  provide for an appropriate reduction in premium charges for any  insured
     7  for  a  three  year period after successfully completing a motor vehicle
     8  accident prevention course,  known  as  the  national  safety  council's
     9  defensive  driving  course, or any driver improvement course approved by
    10  the department of motor vehicles as being  equivalent  to  the  national
    11  safety  council's  defensive  driving  course,  provided that, except as
    12  provided in article twelve-C of the vehicle and traffic law, there shall
    13  be no reduction in premiums for a  self  instruction  defensive  driving
    14  course  or a course which does not provide for actual classroom instruc-
    15  tion for a minimum number of hours as determined by  the  department  of
    16  motor  vehicles. Such reduction in premium charges shall be subsequently
    17  modified to the extent appropriate, based upon analysis of loss  experi-
    18  ence statistics and other relevant factors. All such accident prevention

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD07665-03-8

        A. 2952--A                          2
 
     1  courses shall be monitored by the department of motor vehicles and shall
     2  include  components of instruction in "Road Rage" awareness and in "Work
     3  Zone Safety" awareness as defined by the commissioner of motor vehicles.
     4  The  provisions  of  this  section  shall  not  apply to attendance at a
     5  program pursuant to article twenty-one of the vehicle and traffic law as
     6  a result of any traffic infraction.
     7    (2) Any schedule of rates or rating plan for motor  vehicle  liability
     8  and  collision insurance submitted to the superintendent may provide for
     9  an actuarially appropriate reduction  in  premium  charges  for  insured
    10  volunteer  firefighters  or  emergency personnel for a three year period
    11  after successfully completing the emergency  vehicle  operator's  course
    12  (EVOC)  as  part of his or her training, provided that there shall be no
    13  reduction in premiums for a self-instruction defensive driving course or
    14  a course which does not provide for actual classroom instruction  for  a
    15  minimum  number  of hours as determined by the department of motor vehi-
    16  cles.
    17    § 2. Subsection (a) of section 2336 of the insurance law,  as  amended
    18  by chapter 585 of the laws of 2002, is amended to read as follows:
    19    (a) (1) Any schedule of rates or rating plan for motor vehicle liabil-
    20  ity  and  collision  insurance  submitted  to  the  superintendent shall
    21  provide for an appropriate reduction in premium charges for any  insured
    22  for  a  three  year period after successfully completing a motor vehicle
    23  accident prevention course,  known  as  the  national  safety  council's
    24  defensive  driving  course, or any driver improvement course approved by
    25  the department of motor vehicles as being  equivalent  to  the  national
    26  safety council's defensive driving course, provided that in either event
    27  there shall be no reduction in premiums for a self instruction defensive
    28  driving  course  or a course which does not provide for actual classroom
    29  instruction for a minimum number of hours as determined by  the  depart-
    30  ment  of  motor  vehicles.  Such  reduction  in premium charges shall be
    31  subsequently modified to the extent appropriate, based upon analysis  of
    32  loss experience statistics and other relevant factors. All such accident
    33  prevention  courses  shall be monitored by the department of motor vehi-
    34  cles and shall include components of instruction in "Road  Rage"  aware-
    35  ness  and in "Work Zone Safety" awareness as defined by the commissioner
    36  of motor vehicles. The provisions of this section  shall  not  apply  to
    37  attendance  at  a  program pursuant to article twenty-one of the vehicle
    38  and traffic law as a result of any traffic infraction.
    39    (2) Any schedule of rates or rating plan for motor  vehicle  liability
    40  and  collision insurance submitted to the superintendent may provide for
    41  an actuarially appropriate reduction  in  premium  charges  for  insured
    42  volunteer  firefighters  or  emergency personnel for a three year period
    43  after successfully completing the emergency  vehicle  operator's  course
    44  (EVOC)  as  part of his or her training, provided that there shall be no
    45  reduction in premiums for a self-instruction defensive driving course or
    46  a course which does not provide for actual classroom instruction  for  a
    47  minimum  number  of hours as determined by the department of motor vehi-
    48  cles.
    49    § 3. This act shall take effect immediately; provided however that the
    50  amendments to subsection (a) of section 2336 of the insurance  law  made
    51  by section one of this act shall be subject to the expiration and rever-
    52  sion of such section pursuant to section 5 of chapter 751 of the laws of
    53  2005,  as  amended, when upon such date the provisions of section two of
    54  this act shall take effect.
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