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A02952 Summary:

BILL NOA02952
 
SAME ASSAME AS S01986
 
SPONSORMcDonald
 
COSPNSRSantabarbara
 
MLTSPNSRGiglio
 
Amd 2336, Ins L
 
Relates to providing a reduction in insurance premium charges for insured volunteer firefighters or emergency personnel for a three year period after successfully completing the emergency vehicle operator's course as part of his or her training.
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A02952 Actions:

BILL NOA02952
 
01/23/2017referred to insurance
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A02952 Memo:

NEW YORK STATE ASSEMBLY
MEMORANDUM IN SUPPORT OF LEGISLATION
submitted in accordance with Assembly Rule III, Sec 1(f)
 
BILL NUMBER: A2952
 
SPONSOR: McDonald
  TITLE OF BILL: An act to amend the insurance law, in relation to providing a reduction in insurance premium charges for insured volunteer firefighters or emergency personnel for a three year period after successfully completing the emergency vehicle operator's course as part of his or her training   PURPOSE OR GENERAL IDEA OF BILL: To permit a volunteer firefighter or emergency personnel member who has successfully completed the emergency vehicle operator's course to receive an additional 5% discount on his or her motor vehicle insurance premium. This discount is in addition to the current 10% reduction that is offered to individuals who have completed an accident prevention course. If an individual has not completed an accident prevention course, that individual would be eligible for a 15% discount upon completion of the EVOC training.   SUMMARY OF SPECIFIC PROVISIONS: Sections 1 and 2: Provides that any schedule of rates or rating plan for motor vehicle liability and collision insurance submitted to the Super- intendent shall provide for a reduction in premium charges for insured volunteer firefighters or emergency personnel for a three year period after successfully completing the emergency vehicle operator's course (EVOC) as part of his or her training, provided that there shall be no reduction in premiums for a self-instruction defensive driving course or a course which does not provide for actual classroom instruction for a minimum number of hours as determined by the department of motor vehi- cles. Such reduction shall be calculated at the rate of fifteen percent if the insured volunteer firefighter or emergency personnel has not qualified for a reduction in premiums or at a rate of five percent if the insured volunteer firefighter or emergency personnel has qualified for a reduction in premiums. Section 2 provides that the act shall take effect in 180 days from its enactment.   JUSTIFICATION: New York's volunteer firefighters and volunteer emergency personnel are our hometown heroes who serve and protect their communities and save New York billions through their selfless efforts. In an effort to do every- thing we can to strengthen and support our volunteer first responders' services, this bill will encourage all who are eligible to take the emergency vehicle operator's course to enhance their safety skills. This will not only make them safer drivers when responding but will also make them safer drivers in their personal vehicles and help reduce accidents. Additionally, this benefit can be an incentive for prospective members of the departments. Recently, the Firemen's Association of the State of New York held a Recruit NY Weekend in an effort to encourage community members to consider volunteering as a first responder in their communi- ty. This bill will assist in those efforts. Volunteer emergency respon- ders will receive a total reduction of 15% if the applicant has not completed an accident prevention course and qualified for a reduction or an additional 5% for a total of 15% if he or she has qualified for a reduction of a premium.   PRIOR LEGISLATIVE HISTORY: 2015-2016 A10222/S7368   FISCAL IMPLICATIONS: None.   EFFECTIVE DATE: This act shall take effect immediately.
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A02952 Text:



 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                          2952
 
                               2017-2018 Regular Sessions
 
                   IN ASSEMBLY
 
                                    January 23, 2017
                                       ___________
 
        Introduced by M. of A. McDONALD -- read once and referred to the Commit-
          tee on Insurance
 
        AN  ACT to amend the insurance law, in relation to providing a reduction
          in insurance premium charges for  insured  volunteer  firefighters  or
          emergency  personnel  for  a  three  year  period  after  successfully
          completing the emergency vehicle operator's course as part of  his  or
          her training
 
          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:
 
     1    Section 1. Subsection (a) of section 2336 of  the  insurance  law,  as
     2  amended  by  chapter  751  of  the  laws  of 2005, is amended to read as
     3  follows:
     4    (a) (1) Any schedule of rates or rating plan for motor vehicle liabil-
     5  ity and  collision  insurance  submitted  to  the  superintendent  shall
     6  provide  for an appropriate reduction in premium charges for any insured
     7  for a three year period after successfully completing  a  motor  vehicle
     8  accident  prevention  course,  known  as  the  national safety council's
     9  defensive driving course, or any driver improvement course  approved  by
    10  the  department  of  motor  vehicles as being equivalent to the national
    11  safety council's defensive driving  course,  provided  that,  except  as
    12  provided in article twelve-C of the vehicle and traffic law, there shall
    13  be  no  reduction  in  premiums for a self instruction defensive driving
    14  course or a course which does not provide for actual classroom  instruc-
    15  tion  for  a  minimum number of hours as determined by the department of
    16  motor vehicles. Such reduction in premium charges shall be  subsequently
    17  modified  to the extent appropriate, based upon analysis of loss experi-
    18  ence statistics and other relevant factors. All such accident prevention
    19  courses shall be monitored by the department of motor vehicles and shall
    20  include components of instruction in "Road Rage" awareness and in  "Work
    21  Zone Safety" awareness as defined by the commissioner of motor vehicles.
    22  The  provisions  of  this  section  shall  not  apply to attendance at a
 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD07665-01-7

        A. 2952                             2
 
     1  program pursuant to article twenty-one of the vehicle and traffic law as
     2  a result of any traffic infraction.
     3    (2)  Any  schedule of rates or rating plan for motor vehicle liability
     4  and collision insurance submitted to the  superintendent  shall  provide
     5  for a reduction in premium charges for insured volunteer firefighters or
     6  emergency  personnel for a three year period after successfully complet-
     7  ing the emergency vehicle operator's course (EVOC) as part of his or her
     8  training, provided that there shall be no reduction in  premiums  for  a
     9  self-instruction  defensive  driving  course  or a course which does not
    10  provide for actual classroom instruction for a minimum number  of  hours
    11  as  determined by the department of motor vehicles. Such reduction shall
    12  be calculated (i) at the rate of fifteen percent if the  insured  volun-
    13  teer  firefighter  or  emergency  personnel  has  not  qualified  for  a
    14  reduction in premiums as provided in this paragraph or (ii) at the  rate
    15  of  five  percent  if  the  insured  volunteer  firefighter or emergency
    16  personnel has qualified for a reduction in premiums as provided in  this
    17  paragraph.
    18    §  2.  Subsection (a) of section 2336 of the insurance law, as amended
    19  by chapter 585 of the laws of 2002, is amended to read as follows:
    20    (a) (1) Any schedule of rates or rating plan for motor vehicle liabil-
    21  ity and  collision  insurance  submitted  to  the  superintendent  shall
    22  provide  for an appropriate reduction in premium charges for any insured
    23  for a three year period after successfully completing  a  motor  vehicle
    24  accident  prevention  course,  known  as  the  national safety council's
    25  defensive driving course, or any driver improvement course  approved  by
    26  the  department  of  motor  vehicles as being equivalent to the national
    27  safety council's defensive driving course, provided that in either event
    28  there shall be no reduction in premiums for a self instruction defensive
    29  driving course or a course which does not provide for  actual  classroom
    30  instruction  for  a minimum number of hours as determined by the depart-
    31  ment of motor vehicles. Such  reduction  in  premium  charges  shall  be
    32  subsequently  modified to the extent appropriate, based upon analysis of
    33  loss experience statistics and other relevant factors. All such accident
    34  prevention courses shall be monitored by the department of  motor  vehi-
    35  cles  and  shall include components of instruction in "Road Rage" aware-
    36  ness and in "Work Zone Safety" awareness as defined by the  commissioner
    37  of  motor  vehicles.  The  provisions of this section shall not apply to
    38  attendance at a program pursuant to article twenty-one  of  the  vehicle
    39  and traffic law as a result of any traffic infraction.
    40    (2)  Any  schedule of rates or rating plan for motor vehicle liability
    41  and collision insurance submitted to the  superintendent  shall  provide
    42  for a reduction in premium charges for insured volunteer firefighters or
    43  emergency  personnel for a three year period after successfully complet-
    44  ing the emergency vehicle operator's course (EVOC) as part of his or her
    45  training, provided that there shall be no reduction in  premiums  for  a
    46  self-instruction  defensive  driving  course  or a course which does not
    47  provide for actual classroom instruction for a minimum number  of  hours
    48  as  determined by the department of motor vehicles. Such reduction shall
    49  be calculated (i) at the rate of fifteen percent if the  insured  volun-
    50  teer  firefighter  or  emergency  personnel  has  not  qualified  for  a
    51  reduction in premiums as provided in this paragraph or (ii) at the  rate
    52  of  five  percent  if  the  insured  volunteer  firefighter or emergency
    53  personnel has qualified for a reduction in premiums as provided in  this
    54  paragraph.
    55    § 3. This act shall take effect immediately; provided however that the
    56  amendments  to  subsection (a) of section 2336 of the insurance law made

        A. 2952                             3
 
     1  by section one of this act shall be subject to the expiration and rever-
     2  sion of such section pursuant to section 5 of chapter 751 of the laws of
     3  2005, as amended, when upon such date the provisions of section  two  of
     4  this act shall take effect.
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