STATE OF NEW YORK
________________________________________________________________________
1154
2021-2022 Regular Sessions
IN ASSEMBLY
January 7, 2021
___________
Introduced by M. of A. PEOPLES-STOKES -- read once and referred to the
Committee on Insurance
AN ACT to amend the insurance law, in relation to discrimination based
on inquiries
The People of the State of New York, represented in Senate and Assem-bly, do enact as follows:
1 Section 1. The insurance law is amended by adding a new section 2618
2 to read as follows:
3 § 2618. Discrimination based on inquiries. (a) No insurer shall report
4 to an insurance support organization or company that collects and main-
5 tains claims history reports from insurers, any inquiry about a policy,
6 including any inquiry in which loss or damage is revealed under a home-
7 owners', personal lines fire, or non-business motor vehicle insurance
8 policy.
9 (b) No insurer shall refuse to issue or renew a homeowners', personal
10 lines fire, or non-business motor vehicle insurance policy, impose or
11 offer a higher rate or premium for any such policy, or assign to a more
12 expensive affiliate, rating tier or category, an insured or applicant
13 for any such policy on the basis of any inquiry about a policy, includ-
14 ing any inquiry in which loss or damage is revealed to the insurer or
15 any previous insurers, or on the basis of any such inquiry reported to
16 or recorded by an insurance support organization or company that
17 collects and maintains claims history reports from insurers.
18 § 2. This act shall take effect on the thirtieth day after it shall
19 have become a law.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[] is old law to be omitted.
LBD02421-01-1
