•  Summary 
  •  
  •  Actions 
  •  
  •  Committee Votes 
  •  
  •  Floor Votes 
  •  
  •  Memo 
  •  
  •  Text 
  •  
  •  LFIN 
  •  
  •  Chamber Video/Transcript 

A09837 Summary:

BILL NOA09837
 
SAME ASNo Same As
 
SPONSORDinowitz
 
COSPNSRGallagher, Tapia, Englebright, Gottfried, Stirpe, Simon, Glick, Colton
 
MLTSPNSR
 
Rpld & add §2615, Ins L
 
Prohibits insurance companies from discriminating based on genetic predisposition including refusing to issue or renew, charging any increased rate, or restricting any length of coverage; prohibits insurers from requiring genetic testing.
Go to top

A09837 Text:



 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                          9837
 
                   IN ASSEMBLY
 
                                     April 19, 2022
                                       ___________
 
        Introduced  by  M.  of A. DINOWITZ, GALLAGHER, TAPIA, ENGLEBRIGHT, GOTT-
          FRIED, STIRPE -- read once and referred to the Committee on Insurance
 
        AN ACT to amend the insurance law, in relation to prohibiting  insurance
          companies  from discriminating based on genetic predisposition; and to
          repeal certain provisions of such law relating thereto

          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:
 
     1    Section  1.  Section  2615  of the insurance law is REPEALED and a new
     2  section 2615 is added to read as follows:
     3    § 2615. Discrimination because of  genetic  predisposition.    (a)  No
     4  life, accident, health, disability, long term care, or medical indemnity
     5  insurer  shall  condition  insurance  rates, the provision or renewal of
     6  coverage or benefits, or any other coverage term on the agreement of  an
     7  individual  to undergo genetic testing.  Such insurers shall not require
     8  or solicit genetic information, use genetic testing results, or consider
     9  a person's decisions or actions  relating  to  genetic  testing  in  any
    10  manner for any insurance purpose.
    11    (b)  No life, accident, health, disability, long term care, or medical
    12  indemnity insurer shall refuse to issue or  renew  a  policy,  cancel  a
    13  policy,  or  alter  terms  and conditions of coverage based on a genetic
    14  predisposition of the insured individual or of a member of the insured's
    15  family.
    16    (c) Nothing in this section shall be construed as preventing an insur-
    17  er from accessing an individual's medical record, if  otherwise  allowed
    18  by  law. Nothing in this section prohibits an insurer from considering a
    19  medical diagnosis included in an individual's medical record, even if  a
    20  diagnosis was made based on the results of a genetic test.
    21    (d)  For  purposes  of  this  section, the terms "genetic testing" and
    22  "genetic predisposition" shall have the meanings set  forth  in  section
    23  seventy-nine-l of the civil rights law.
    24    § 2. This act shall take effect immediately.
 
 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD15019-02-2
Go to top