New York State Assembly

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A06862 Summary:

BILL NO	A06862
SAME AS	SAME AS S02248
SPONSOR	Epstein
COSPNSR	Reyes, Burdick, De Los Santos, Cunningham, Alvarez
MLTSPNSR
Amd §380-d, Gen Bus L
Requires that consumer reporting agencies contact consumers when a request is made for their consumer reports; requires consumer reporting agencies to provide the consumer with information pertaining to the entity that requested the consumer report.

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A06862 Actions:

BILL NO	A06862
03/14/2025	referred to consumer affairs and protection
05/06/2025	reported referred to codes
05/13/2025	reported
05/15/2025	advanced to third reading cal.159

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A06862 Committee Votes:

Committee:CONSUMER AFFAIRS AND PROTECTION   Chair:Rozic      
DATE:05/06/2025AYE/NAY:11/5  Action: Favorable refer to committee Codes        
Rozic
Aye
Mikulin
Nay
Fall
Aye
Miller
Nay
Gallagher
Aye
Blumencranz
Nay
Rajkumar
Aye
Durso
Nay
Forrest
Aye
Bologna
Nay
Bores
Aye
Lee
Aye
Alvarez
Aye
Cunningham
Aye
Torres
Aye
Carroll
Aye

Committee:CODES   Chair:Dinowitz      
DATE:05/13/2025AYE/NAY:16/6  Action: Favorable         
Dinowitz
Aye
Morinello
Nay
Cook
Aye
Reilly
Nay
Lavine
Aye
Mikulin
Nay
Weprin
Aye
Tannousis
Nay
Hevesi
Aye
Angelino
Nay
Seawright
Aye
Molitor
Nay
Rosenthal
Aye
Walker
Aye
Vanel
Aye
Cruz
Aye
Epstein
Aye
Bores
Aye
Reyes
Aye
Cunningham
Aye
Romero
Aye
Alvarez
Aye

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A06862 Floor Votes:

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A06862 Text:

 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                          6862
 
                               2025-2026 Regular Sessions
 
                   IN ASSEMBLY
 
                                     March 14, 2025
                                       ___________
 
        Introduced  by M. of A. EPSTEIN, REYES, BURDICK, DE LOS SANTOS, CUNNING-
          HAM -- read once and referred to the Committee on Consumer Affairs and
          Protection
 
        AN ACT to amend the general  business  law,  in  relation  to  requiring
          consumer  reporting  agencies  to  contact consumers when requests are
          made for their consumer reports

          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:
 
     1    Section  1.  Section  380-d  of the general business law is amended by
     2  adding a new subdivision (a-1) to read as follows:
     3    (a-1) Every consumer reporting agency shall, upon the occurrence of  a
     4  consumer  report  requested on any consumer, notify such consumer of the
     5  request by mail or electronic mail to  the  extent  practicable.    Once
     6  notified,  the  consumer  may  contact the consumer reporting agency who
     7  shall provide, upon the request of such consumer, the name of the person
     8  or entity that requested the report, the nature of the request, the date
     9  of the request, and the amount of any potential loan  relating  to  such
    10  request, to the greatest extent practicable. Such consumer shall provide
    11  the  consumer reporting agency sufficient proof of identification pursu-
    12  ant to subdivision (t) of section three hundred eighty-a of this article
    13  before the consumer may receive any information in accordance with  this
    14  subdivision.
    15    §  2.  This  act shall take effect on the ninetieth day after it shall
    16  have become a law.
 
 
 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD04954-01-5

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