- Summary
- Actions
- Committee Votes
- Floor Votes
- Memo
- Text
- LFIN
- Chamber Video/Transcript
A07097 Summary:
BILL NO | A07097 |
  | |
SAME AS | SAME AS S03553 |
  | |
SPONSOR | Stern |
  | |
COSPNSR | Otis |
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MLTSPNSR | |
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Add §2618, Ins L | |
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Establishes standards for the prompt investigation and settlement of claims arising out of states of emergency and disasters. |
A07097 Actions:
BILL NO | A07097 | |||||||||||||||||||||||||||||||||||||||||||||||||
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04/05/2019 | referred to insurance | |||||||||||||||||||||||||||||||||||||||||||||||||
05/21/2019 | reported referred to codes | |||||||||||||||||||||||||||||||||||||||||||||||||
05/30/2019 | reported | |||||||||||||||||||||||||||||||||||||||||||||||||
05/30/2019 | advanced to third reading cal.539 | |||||||||||||||||||||||||||||||||||||||||||||||||
01/08/2020 | ordered to third reading cal.255 | |||||||||||||||||||||||||||||||||||||||||||||||||
07/21/2020 | passed assembly | |||||||||||||||||||||||||||||||||||||||||||||||||
07/21/2020 | delivered to senate | |||||||||||||||||||||||||||||||||||||||||||||||||
07/21/2020 | REFERRED TO RULES |
A07097 Committee Votes:
Cahill | Aye | Garbarino | Nay | ||||||
Cook | Aye | Hawley | Nay | ||||||
Pretlow | Aye | Blankenbush | Nay | ||||||
Rivera | Excused | Finch | Nay | ||||||
Cymbrowitz | Aye | Raia | Aye | ||||||
Lavine | Aye | Palmesano | Nay | ||||||
Steck | Aye | Byrne | Nay | ||||||
Dilan | Aye | ||||||||
Hunter | Aye | ||||||||
Simotas | Aye | ||||||||
Walker | Aye | ||||||||
Niou | Aye | ||||||||
Rosenthal | Aye | ||||||||
Stern | Aye | ||||||||
McDonald | Aye | ||||||||
Romeo | Aye | ||||||||
Jacobson | Aye | ||||||||
Lentol | Aye | Ra | Nay | ||||||
Schimminger | Aye | Giglio | Excused | ||||||
Pretlow | Aye | Montesano | Excused | ||||||
Cook | Aye | Morinello | Nay | ||||||
Cymbrowitz | Aye | Palumbo | Nay | ||||||
O'Donnell | Absent | Garbarino | Nay | ||||||
Lavine | Aye | ||||||||
Perry | Aye | ||||||||
Zebrowski | Aye | ||||||||
Abinanti | Aye | ||||||||
Weprin | Aye | ||||||||
Mosley | Aye | ||||||||
Hevesi | Aye | ||||||||
Fahy | Aye | ||||||||
Seawright | Aye | ||||||||
Rosenthal | Aye | ||||||||
Go to top
A07097 Floor Votes:
Yes
Abbate
No
Crouch
Yes
Garbarino
Yes
Lupardo
Yes
Pheffer Amato
Yes
Solages
Yes
Abinanti
Yes
Cruz
No
Giglio
Yes
Magnarelli
Yes
Pichardo
No
Stec
Yes
Arroyo
Yes
Cusick
Yes
Glick
Yes
Malliotakis
Yes
Pretlow
Yes
Steck
No
Ashby
Yes
Cymbrowitz
No
Goodell
No
Manktelow
Yes
Quart
Yes
Stern
Yes
Aubry
Yes
Darling
Yes
Gottfried
Yes
McDonald
Yes
Ra
Yes
Stirpe
No
Barclay
Yes
Davila
Yes
Griffin
No
McDonough
Yes
Ramos
No
Tague
Yes
Barnwell
Yes
De La Rosa
Yes
Gunther
Yes
McMahon
Yes
Reilly
Yes
Taylor
Yes
Barrett
Yes
DenDekker
No
Hawley
No
Mikulin
Yes
Reyes
Yes
Thiele
Yes
Barron
No
DeStefano
Yes
Hevesi
No
Miller B
ER
Richardson
Yes
Vanel
Yes
Benedetto
Yes
Dickens
Yes
Hunter
Yes
Miller MG
Yes
Rivera
Yes
Walczyk
Yes
Bichotte
Yes
Dilan
Yes
Hyndman
Yes
Miller ML
Yes
Rodriguez
Yes
Walker
Yes
Blake
Yes
Dinowitz
Yes
Jacobson
No
Montesano
Yes
Rosenthal D
Yes
Wallace
No
Blankenbush
No
DiPietro
Yes
Jaffee
No
Morinello
Yes
Rosenthal L
No
Walsh
No
Brabenec
Yes
D'Urso
Yes
Jean-Pierre
Yes
Mosley
Yes
Rozic
Yes
Weinstein
Yes
Braunstein
Yes
Eichenstein
No
Johns
Yes
Niou
Yes
Ryan
Yes
Weprin
Yes
Bronson
Yes
Englebright
Yes
Jones
Yes
Nolan
No
Salka
Yes
Williams
Yes
Buchwald
Yes
Epstein
Yes
Joyner
No
Norris
Yes
Santabarbara
Yes
Woerner
Yes
Burke
Yes
Fahy
Yes
Kim
Yes
O'Donnell
Yes
Sayegh
Yes
Wright
Yes
Buttenschon
Yes
Fall
No
Kolb
Yes
Ortiz
ER
Schimminger
Yes
Zebrowski
No
Byrne
Yes
Fernandez
No
Lalor
Yes
Otis
No
Schmitt
Yes
Mr. Speaker
No
Byrnes
ER
Finch
Yes
Lavine
No
Palmesano
Yes
Seawright
Yes
Cahill
No
Fitzpatrick
No
Lawrence
Yes
Palumbo
Yes
Simon
Yes
Carroll
No
Friend
Yes
Lentol
Yes
Paulin
Yes
Simotas
Yes
Colton
Yes
Frontus
Yes
Lifton
Yes
Peoples-Stokes
No
Smith
Yes
Cook
Yes
Galef
No
LiPetri
Yes
Perry
No
Smullen
‡ Indicates voting via videoconference
A07097 Text:
Go to top STATE OF NEW YORK ________________________________________________________________________ 7097 2019-2020 Regular Sessions IN ASSEMBLY April 5, 2019 ___________ Introduced by M. of A. STERN -- read once and referred to the Committee on Insurance AN ACT to amend the insurance law, in relation to standards for prompt investigation and settlement of claims arising from states of emergen- cy The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. The insurance law is amended by adding a new section 2618 2 to read as follows: 3 § 2618. Standards for prompt investigation and settlement of claims. 4 (a) This section shall apply to every insurer who writes policies that 5 cover loss of or damage to real property, personal property or other 6 liabilities for loss of, damage to, or injury to persons or property 7 when a local state of emergency is declared pursuant to section twenty- 8 four of the executive law, when the governor declares a disaster emer- 9 gency pursuant to section twenty-eight of the executive law, or when the 10 President issues a major disaster or emergency declaration pursuant to 11 the Robert T. Stafford Disaster Relief and Emergency Assistance Act 12 (P.L. 93-288), for claims arising from such emergency. 13 (1) An insurer shall acknowledge the receipt of all claims in writing 14 to the claimant or the claimant's authorized representative in accord- 15 ance with regulations promulgated by the superintendent; 16 (2) If the insurer wishes its investigation to include an inspection 17 of damaged or destroyed property, the inspection, whether performed by 18 the insurer, an independent adjuster, or other representative of the 19 insurer, shall occur in accordance with regulations promulgated by the 20 superintendent. Furthermore, where necessary to protect the health and 21 safety of the claimant, immediate repairs to windows, exterior walls, 22 exterior doors, roofs, heating systems, water systems and electrical 23 systems may be made and alternative proof of loss such as photographs, EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD06321-01-9A. 7097 2 1 video recordings, inventories and all receipts for repairs or replace- 2 ment property shall satisfy policy requirements; 3 (3) A claim filed with an agent of an insurer shall be deemed to have 4 been filed with the insurer unless, consistent with law or contract, the 5 agent notifies the person filing the claim that the agent is not author- 6 ized to receive notices of claim; and 7 (4) An insurer shall furnish to such claimant, or claimant's author- 8 ized representative, a notification of all items, statements and forms, 9 if any, which the insurer reasonably believes will be required of the 10 claimant in order to investigate such claim in accordance with regu- 11 lations promulgated by the superintendent. 12 (b)(1) An insurer shall, within fifteen business days of receipt of 13 all items, statements and forms requested under this section from the 14 claimant, or the claimant's authorized representative, advise the claim- 15 ant in writing whether the insurer has accepted or rejected the claim. 16 (2) An insurer shall be granted a one-time extension of fifteen busi- 17 ness days to determine whether a claim should be accepted or rejected. 18 If the insurer elects to utilize this extension, it shall so notify the 19 claimant, or the claimant's authorized representative, in writing. Such 20 notification shall include the reasons additional time is needed for the 21 investigation. 22 (3) Once the claim is accepted by the insurer, the insurer shall 23 advise the claimant, or the claimant's authorized representative, in 24 writing of the amount the insurer is offering to settle the claim. The 25 insurer shall also provide to the claimant, or the claimant's authorized 26 representative, in writing, of all applicable policy provisions regard- 27 ing the claimant's right to reject and appeal the offer. 28 (4) In any case where the claim is rejected by the insurer, the insur- 29 er shall notify the claimant, or the claimant's authorized represen- 30 tative, in writing, of all applicable policy provisions regarding the 31 claimant's right to appeal the decision. 32 (c) An insurer shall pay the claim not later than three business days 33 from the settlement of the claim. 34 (d) The superintendent may promulgate any rules or regulations neces- 35 sary to implement the provisions of this section. 36 § 2. This act shall take effect immediately.