Prohibits insurers from excluding, limiting, restricting, or reducing coverage on a homeowners' insurance policy based solely on the insured harboring or owning a specific breed of dog.
STATE OF NEW YORK
________________________________________________________________________
9284--A
IN ASSEMBLY
February 11, 2022
___________
Introduced by M. of A. GLICK -- read once and referred to the Committee
on Insurance -- committee discharged, bill amended, ordered reprinted
as amended and recommitted to said committee
AN ACT to amend the insurance law, in relation to prohibiting insurers
from excluding, limiting, restricting, or reducing coverage on a home-
owners' insurance policy based on the breed of dog owned
The People of the State of New York, represented in Senate and Assem-bly, do enact as follows:
1 Section 1. Subdivision 1 of section 3421 of the insurance law, as
2 added by chapter 545 of the laws of 2021, is amended to read as follows:
3 1. With respect to homeowners' insurance policies as defined in
4 section two thousand three hundred fifty-one of this chapter, no insurer
5 shall refuse to issue or renew, cancel, or charge or impose an increased
6 premium or rate for such policy or contract, or exclude, limit,
7 restrict, or reduce coverage under such policy or contract based solely
8 upon harboring or owning any dog of a specific breed or mixture of
9 breeds.
10 § 2. This act shall take effect on the ninetieth day after it shall
11 have become a law and shall apply to all policies issued, renewed, modi-
12 fied, altered or amended on or after such date.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[] is old law to be omitted.
LBD14699-03-2
