A07455 Summary:
BILL NO | A07455A |
  | |
SAME AS | No same as |
  | |
SPONSOR | Goldfeder |
  | |
COSPNSR | Abinanti, Titone, Skoufis, Malliotakis, Titus, Saladino, Cusick, Moya, Weprin |
  | |
MLTSPNSR | Perry |
  | |
Add S3455, Ins L | |
  | |
Provides that when a flood event not covered under a policy or specifically excluded is a contributing factor in or occurs simultaneously as a covered event or peril, the insurer shall not deny or exclude coverage for the loss or damage caused by the covered event or peril. |
A07455 Actions:
BILL NO | A07455A | |||||||||||||||||||||||||||||||||||||||||||||||||
  | ||||||||||||||||||||||||||||||||||||||||||||||||||
05/17/2013 | referred to insurance | |||||||||||||||||||||||||||||||||||||||||||||||||
05/23/2013 | reported | |||||||||||||||||||||||||||||||||||||||||||||||||
05/23/2013 | advanced to third reading cal.442 | |||||||||||||||||||||||||||||||||||||||||||||||||
05/30/2013 | amended on third reading 7455a | |||||||||||||||||||||||||||||||||||||||||||||||||
06/04/2013 | passed assembly | |||||||||||||||||||||||||||||||||||||||||||||||||
06/04/2013 | delivered to senate | |||||||||||||||||||||||||||||||||||||||||||||||||
06/04/2013 | REFERRED TO INSURANCE | |||||||||||||||||||||||||||||||||||||||||||||||||
01/08/2014 | DIED IN SENATE | |||||||||||||||||||||||||||||||||||||||||||||||||
01/08/2014 | RETURNED TO ASSEMBLY | |||||||||||||||||||||||||||||||||||||||||||||||||
01/08/2014 | ordered to third reading cal.363 | |||||||||||||||||||||||||||||||||||||||||||||||||
01/22/2014 | committed to insurance | |||||||||||||||||||||||||||||||||||||||||||||||||
05/13/2014 | reported | |||||||||||||||||||||||||||||||||||||||||||||||||
05/15/2014 | advanced to third reading cal.695 |
A07455 Floor Votes:
Yes
Abbate
Yes
Crespo
Yes
Goodell
Yes
Lupardo
Yes
Paulin
Yes
Simanowitz
Yes
Abinanti
No
Crouch
Yes
Gottfried
Yes
Lupinacci
Yes
Peoples-Stokes
Yes
Simotas
Yes
Arroyo
Yes
Curran
Yes
Graf
Yes
Magee
Yes
Perry
Yes
Skartados
Yes
Aubry
Yes
Cusick
Yes
Gunther
Yes
Magnarelli
Yes
Pretlow
Yes
Skoufis
No
Barclay
Yes
Cymbrowitz
No
Hawley
Yes
Maisel
Yes
Quart
Yes
Solages
Yes
Barrett
Yes
DenDekker
Yes
Heastie
Yes
Malliotakis
Yes
Ra
No
Stec
Yes
Barron
Yes
Dinowitz
Yes
Hennessey
Yes
Markey
Yes
Rabbitt
Yes
Steck
Yes
Benedetto
No
DiPietro
Yes
Hevesi
Yes
Mayer
Yes
Raia
AB
Stevenson
No
Blankenbush
No
Duprey
Yes
Hikind
Yes
McDonald
Yes
Ramos
Yes
Stirpe
Yes
Borelli
Yes
Englebright
Yes
Hooper
Yes
McDonough
No
Reilich
Yes
Sweeney
Yes
Boyland
Yes
Espinal
Yes
Jacobs
Yes
McKevitt
Yes
Rivera
No
Tedisco
Yes
Braunstein
Yes
Fahy
Yes
Jaffee
Yes
McLaughlin
Yes
Roberts
No
Tenney
Yes
Brennan
Yes
Farrell
Yes
Johns
Yes
Miller
Yes
Robinson
Yes
Thiele
Yes
Brindisi
No
Finch
No
Jordan
Yes
Millman
ER
Rodriguez
Yes
Titone
Yes
Bronson
No
Fitzpatrick
No
Katz
Yes
Montesano
Yes
Rosa
Yes
Titus
ER
Brook-Krasny
No
Friend
Yes
Kavanagh
Yes
Morelle
Yes
Rosenthal
No
Walter
Yes
Buchwald
Yes
Gabryszak
Yes
Kearns
Yes
Mosley
Yes
Rozic
Yes
Weinstein
No
Butler
Yes
Galef
Yes
Kellner
Yes
Moya
Yes
Russell
Yes
Weisenberg
Yes
Cahill
Yes
Gantt
Yes
Kim
No
Nojay
Yes
Ryan
Yes
Weprin
Yes
Camara
Yes
Garbarino
No
Kolb
Yes
Nolan
Yes
Saladino
Yes
Wright
Yes
Ceretto
ER
Gibson
No
Lalor
No
Oaks
Yes
Santabarbara
Yes
Zebrowski
Yes
Clark
Yes
Giglio
Yes
Lavine
Yes
O'Donnell
Yes
Scarborough
Yes
Mr. Speaker
Yes
Colton
Yes
Gjonaj
Yes
Lentol
Yes
Ortiz
Yes
Schimel
Yes
Cook
Yes
Glick
Yes
Lifton
Yes
Otis
No
Schimminger
No
Corwin
Yes
Goldfeder
Yes
Lopez
No
Palmesano
Yes
Sepulveda
‡ Indicates voting via videoconference
A07455 Text:
Go to top STATE OF NEW YORK ________________________________________________________________________ 7455--A Cal. No. 442 2013-2014 Regular Sessions IN ASSEMBLY May 17, 2013 ___________ Introduced by M. of A. GOLDFEDER, ABINANTI, TITONE, SKOUFIS, MALLIOTAKIS -- read once and referred to the Committee on Insurance -- reported from committee, advanced to a third reading, amended and ordered reprinted, retaining its place on the order of third reading AN ACT to amend the insurance law, in relation to anti-concurrent causa- tion clauses The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. The insurance law is amended by adding a new section 3455 2 to read as follows: 3 § 3455. Anti-concurrent causation clauses. (a) When a flood event not 4 covered under a policy or specifically excluded under a policy is a 5 contributing factor in or occurs simultaneously as a covered event or 6 peril, the insurer shall not deny or exclude coverage for the loss or 7 damage caused by the covered event or peril. However, nothing shall 8 obligate the insurer to pay for any loss or damage caused by the flood 9 event that is not covered or is excluded. 10 (b) If an insurer issues a policy that includes a provision that 11 allows the insurer to determine whether loss or damage caused by a 12 covered peril may or may not be covered partially or wholly based upon 13 whether a peril that is excluded or not covered under the policy was the 14 proximate or remote cause of the covered loss or damage, the insurer 15 must clearly state in the policy: (1) which peril excluded or not 16 covered under the policy must cause, proximately or remotely, the 17 covered peril or perils; and (2) in each specific instance, whether the 18 causation must be proximate or remote to result in a limitation in 19 coverage. The insurer must disclose this provision to the policyholder 20 prior to the sale or purchase of the policy. 21 § 2. This act shall take effect immediately and shall apply to all 22 policies issued or renewed after such effective date. EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD11120-02-3