A07455 Summary:

BILL NOA07455A
 
SAME ASNo same as
 
SPONSORGoldfeder
 
COSPNSRAbinanti, Titone, Skoufis, Malliotakis, Titus, Saladino, Cusick, Moya, Weprin
 
MLTSPNSRPerry
 
Add S3455, Ins L
 
Provides that when a flood event not covered under a policy or specifically excluded is a contributing factor in or occurs simultaneously as a covered event or peril, the insurer shall not deny or exclude coverage for the loss or damage caused by the covered event or peril.
Go to top    

A07455 Actions:

BILL NOA07455A
 
05/17/2013referred to insurance
05/23/2013reported
05/23/2013advanced to third reading cal.442
05/30/2013amended on third reading 7455a
06/04/2013passed assembly
06/04/2013delivered to senate
06/04/2013REFERRED TO INSURANCE
01/08/2014DIED IN SENATE
01/08/2014RETURNED TO ASSEMBLY
01/08/2014ordered to third reading cal.363
01/22/2014committed to insurance
05/13/2014reported
05/15/2014advanced to third reading cal.695
Go to top

A07455 Floor Votes:

DATE:06/04/2013Assembly Vote  YEA/NAY: 119/24
Yes
Abbate
Yes
Crespo
Yes
Goodell
Yes
Lupardo
Yes
Paulin
Yes
Simanowitz
Yes
Abinanti
No
Crouch
Yes
Gottfried
Yes
Lupinacci
Yes
Peoples-Stokes
Yes
Simotas
Yes
Arroyo
Yes
Curran
Yes
Graf
Yes
Magee
Yes
Perry
Yes
Skartados
Yes
Aubry
Yes
Cusick
Yes
Gunther
Yes
Magnarelli
Yes
Pretlow
Yes
Skoufis
No
Barclay
Yes
Cymbrowitz
No
Hawley
Yes
Maisel
Yes
Quart
Yes
Solages
Yes
Barrett
Yes
DenDekker
Yes
Heastie
Yes
Malliotakis
Yes
Ra
No
Stec
Yes
Barron
Yes
Dinowitz
Yes
Hennessey
Yes
Markey
Yes
Rabbitt
Yes
Steck
Yes
Benedetto
No
DiPietro
Yes
Hevesi
Yes
Mayer
Yes
Raia
AB
Stevenson
No
Blankenbush
No
Duprey
Yes
Hikind
Yes
McDonald
Yes
Ramos
Yes
Stirpe
Yes
Borelli
Yes
Englebright
Yes
Hooper
Yes
McDonough
No
Reilich
Yes
Sweeney
Yes
Boyland
Yes
Espinal
Yes
Jacobs
Yes
McKevitt
Yes
Rivera
No
Tedisco
Yes
Braunstein
Yes
Fahy
Yes
Jaffee
Yes
McLaughlin
Yes
Roberts
No
Tenney
Yes
Brennan
Yes
Farrell
Yes
Johns
Yes
Miller
Yes
Robinson
Yes
Thiele
Yes
Brindisi
No
Finch
No
Jordan
Yes
Millman
ER
Rodriguez
Yes
Titone
Yes
Bronson
No
Fitzpatrick
No
Katz
Yes
Montesano
Yes
Rosa
Yes
Titus
ER
Brook-Krasny
No
Friend
Yes
Kavanagh
Yes
Morelle
Yes
Rosenthal
No
Walter
Yes
Buchwald
Yes
Gabryszak
Yes
Kearns
Yes
Mosley
Yes
Rozic
Yes
Weinstein
No
Butler
Yes
Galef
Yes
Kellner
Yes
Moya
Yes
Russell
Yes
Weisenberg
Yes
Cahill
Yes
Gantt
Yes
Kim
No
Nojay
Yes
Ryan
Yes
Weprin
Yes
Camara
Yes
Garbarino
No
Kolb
Yes
Nolan
Yes
Saladino
Yes
Wright
Yes
Ceretto
ER
Gibson
No
Lalor
No
Oaks
Yes
Santabarbara
Yes
Zebrowski
Yes
Clark
Yes
Giglio
Yes
Lavine
Yes
O'Donnell
Yes
Scarborough
Yes
Mr. Speaker
Yes
Colton
Yes
Gjonaj
Yes
Lentol
Yes
Ortiz
Yes
Schimel
Yes
Cook
Yes
Glick
Yes
Lifton
Yes
Otis
No
Schimminger
No
Corwin
Yes
Goldfeder
Yes
Lopez
No
Palmesano
Yes
Sepulveda

‡ Indicates voting via videoconference
Go to top

A07455 Text:



 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                         7455--A
                                                                Cal. No. 442
 
                               2013-2014 Regular Sessions
 
                   IN ASSEMBLY
 
                                      May 17, 2013
                                       ___________
 
        Introduced by M. of A. GOLDFEDER, ABINANTI, TITONE, SKOUFIS, MALLIOTAKIS
          --  read  once  and referred to the Committee on Insurance -- reported
          from committee, advanced to  a  third  reading,  amended  and  ordered
          reprinted, retaining its place on the order of third reading
 

        AN ACT to amend the insurance law, in relation to anti-concurrent causa-
          tion clauses
 
          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:
 
     1    Section 1. The insurance law is amended by adding a new  section  3455
     2  to read as follows:
     3    §  3455. Anti-concurrent causation clauses. (a) When a flood event not
     4  covered under a policy or specifically excluded  under  a  policy  is  a
     5  contributing  factor  in  or occurs simultaneously as a covered event or
     6  peril, the insurer shall not deny or exclude coverage for  the  loss  or
     7  damage  caused  by  the  covered  event or peril. However, nothing shall
     8  obligate the insurer to pay for any loss or damage caused by  the  flood
     9  event that is not covered or is excluded.

    10    (b)  If  an  insurer  issues  a  policy that includes a provision that
    11  allows the insurer to determine whether  loss  or  damage  caused  by  a
    12  covered  peril  may or may not be covered partially or wholly based upon
    13  whether a peril that is excluded or not covered under the policy was the
    14  proximate or remote cause of the covered loss  or  damage,  the  insurer
    15  must  clearly  state  in  the  policy:  (1)  which peril excluded or not
    16  covered under the  policy  must  cause,  proximately  or  remotely,  the
    17  covered  peril or perils; and (2) in each specific instance, whether the
    18  causation must be proximate or remote  to  result  in  a  limitation  in
    19  coverage.   The insurer must disclose this provision to the policyholder

    20  prior to the sale or purchase of the policy.
    21    § 2. This act shall take effect immediately and  shall  apply  to  all
    22  policies issued or renewed after such effective date.
 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD11120-02-3
Go to top