New York State Assembly

 
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A10343 Summary:

A10343 Actions:

A10343 Committee Votes:

Committee:INSURANCE   Chair:Weprin      
DATE:05/22/2024AYE/NAY:21/4  Action: Favorable refer to committee Rules        
Weprin
Aye
Blankenbush
Nay
Cook
Aye
Hawley
Nay
Pretlow
Aye
Palmesano
Nay
Lavine
Aye
Gandolfo
Aye
Steck
Aye
Curran
Aye
Dilan
Aye
Jensen
Aye
Hunter
Aye
Blumencranz
Aye
Stern
Aye
Bendett
Nay
Jacobson
Aye
Meeks
Aye
Forrest
Aye
Anderson
Aye
Cruz
Aye
Bores
Aye
Lunsford
Aye
Berger
Aye
Eichenstein
Aye

Committee:RULES   Chair:Pretlow      
DATE:05/28/2024AYE/NAY:19/9  Action: Favorable         
Heastie
Excused
Barclay
Nay
Weinstein
Aye
Hawley
Nay
Pretlow
Aye
Giglio
Nay
Cook
Aye
Blankenbush
Nay
Glick
Aye
Norris
Nay
Aubry
Excused
Ra
Nay
Dinowitz
Aye
Brabenec
Nay
Colton
Aye
Palmesano
Nay
Magnarelli
Aye
Reilly
Nay
Paulin
Aye
Peoples-Stokes
Aye
Benedetto
Aye
Lavine
Aye
Lupardo
Aye
Zebrowski
Aye
Thiele
Aye
Braunstein
Aye
Dickens
Excused
Davila
Aye
Hyndman
Aye
Rozic
Aye
Bronson
Aye

A10343 Floor Votes:

A10343 Text:

 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                          10343
 
                   IN ASSEMBLY
 
                                      May 17, 2024
                                       ___________
 
        Introduced  by  COMMITTEE ON RULES -- (at request of M. of A. Weprin) --
          (at request of the Department of Financial Services) -- read once  and
          referred to the Committee on Insurance
 
        AN ACT to amend the insurance law, in relation to anti-concurrent causa-
          tion clauses
 
          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:

     1    Section 1. The insurance law is amended by adding a new  section  3416
     2  to read as follows:
     3    § 3416. Anti-concurrent causation clauses; water back up or discharge.
     4  (a)  When an insurance policy provides coverage for loss of or damage to
     5  property resulting from water or  water-borne  material  that  backs  up
     6  through  sewers  or  drains,  or overflows or is discharged from a sump,
     7  sump pump, or related equipment, the policy shall not  exclude  coverage
     8  for  any  loss  of or damage to property resulting from the foregoing on
     9  the ground that the loss or damage also may have been caused directly or
    10  indirectly by an excluded peril  contributing  concurrently  or  in  any
    11  sequence to cause the loss.
    12    (b)  For  the purpose of this section, "insurance policy" shall mean a
    13  policy issued or issued for delivery in this state that provides  cover-
    14  age  for:  (1) loss of or damage to real property used predominately for
    15  residential purposes and that consists of not more  than  four  dwelling
    16  units,  other  than  hotels  and  motels;  or  (2)  loss of or damage to
    17  personal property in which natural persons have an  insurable  interest,
    18  except personal property used in the conduct of business.
    19    §  2.  This  act shall take effect on the ninetieth day after it shall
    20  have become a law and shall apply to all policies issued or  renewed  on
    21  or after such date.
 
 
 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD14166-01-4