S01185 Summary:

BILL NOS01185A
 
SAME ASSAME AS A02066-A
 
SPONSORLATIMER
 
COSPNSR
 
MLTSPNSR
 
Add §3217-i, Ins L
 
Requires insurance companies to disclose claims information to municipalities employing 400 or more employees to determine how their benefits are used; provides for imposition of a fine for failure to disclose such information in a timely manner.
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S01185 Actions:

BILL NOS01185A
 
01/09/2015REFERRED TO INSURANCE
01/06/2016REFERRED TO INSURANCE
01/19/2016AMEND AND RECOMMIT TO INSURANCE
01/19/2016PRINT NUMBER 1185A
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S01185 Committee Votes:

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S01185 Floor Votes:

There are no votes for this bill in this legislative session.
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S01185 Text:



 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                         1185--A
 
                               2015-2016 Regular Sessions
 
                    IN SENATE
 
                                     January 9, 2015
                                       ___________
 
        Introduced  by  Sen. LATIMER -- read twice and ordered printed, and when
          printed to be committed to the Committee on Insurance  --  recommitted
          to the Committee on Insurance in accordance with Senate Rule 6, sec. 8
          --  committee  discharged,  bill amended, ordered reprinted as amended
          and recommitted to said committee

        AN ACT to amend the insurance law, in relation  to  requiring  insurance
          companies to disclose claims information to municipalities
 
          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:
 
     1    Section 1. The insurance law is amended by adding a new section 3217-i
     2  to read as follows:
     3    § 3217-i. Disclosure  of  information  to  municipalities.  (a)  Every
     4  insurer  contracting  with municipalities employing four hundred or more
     5  employees, including municipal cooperative health benefit  plans  certi-
     6  fied pursuant to article forty-seven of this chapter, shall provide upon
     7  request the following information to the insured municipality:
     8    (1) specific claims experience covered by the insurer under a communi-
     9  ty  rated  or  experienced  rated policy.   For purposes of this section
    10  "experience ratings" shall mean and include  all  quantitative  measures
    11  used  by  the  insurance  carrier  such  as  expenses per member and any
    12  historical data;
    13    (2) average annual per member cost of claims reimbursement;
    14    (3) number of members who did not file a claim within a  twelve  month
    15  period;
    16    (4)  a comparison of emergency services used by members to out-patient
    17  services;
    18    (5) a loss ratio report;
    19    (6) claims history for the last twelve  months  for  experience  rated
    20  plans separated by medical and prescription;
    21    (7)  information  regarding  cost  on the top twenty-five prescription
    22  drugs being used by member employees;
 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD02936-02-6

        S. 1185--A                          2
 
     1    (8) large loss claims report indicating diagnosis  and  prognosis  for
     2  claims greater than thirty thousand dollars;
     3    (9) medical loss ratio report; and
     4    (10)  any  other  statistical information the municipality requests to
     5  determine use of benefits by members.
     6    (b) The superintendent shall impose a fine of three  hundred  thousand
     7  dollars  for  failure to provide within thirty days of a written request
     8  by the insured municipality the information required by paragraph one of
     9  subsection (a) of this section relating to how funding was spent by  the
    10  insurance  carrier  regarding the insured employees. A fine of ten thou-
    11  sand dollars per day shall be imposed for each day such failure  contin-
    12  ues.    Any  fines  imposed  shall  be  paid to the insured municipality
    13  requesting such information.
    14    (c) Notwithstanding the foregoing provisions, in  releasing  any  such
    15  information  the  insurer shall comply with the federal health insurance
    16  portability and accountability act (HIPAA) of 1996, as amended.
    17    § 2. This act shall take effect immediately.
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