STATE OF NEW YORK
________________________________________________________________________
3052
2025-2026 Regular Sessions
IN ASSEMBLY
January 23, 2025
___________
Introduced by M. of A. ROSENTHAL -- read once and referred to the
Committee on Insurance
AN ACT to amend the insurance law, in relation to limiting or excluding
pre-existing conditions in animal insurance policies
The People of the State of New York, represented in Senate and Assem-bly, do enact as follows:
1 Section 1. The insurance law is amended by adding a new section 3463
2 to read as follows:
3 § 3463. Pre-existing conditions in animal insurance policies. Animal
4 insurance policies shall not contain any exclusion or limitation with
5 respect to pre-existing conditions of any animal.
6 § 2. This act shall take effect immediately, provided, however, that
7 this act shall apply to insurance contracts issued or renewed on or
8 after such effective date, and shall apply at the next required policy
9 period, commencing on or after such date, to any insurance contract
10 written prior to the effective date of this act.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[] is old law to be omitted.
LBD06351-01-5