Hawley, Gallahan, Maher, Brown E, Lemondes, Simpson
MLTSPNSR
Directs the superintendent of financial services to conduct a comprehensive study on mandatory health insurance coverage benefits within the state as compared to other states and the impacts of removing such requirements.
STATE OF NEW YORK
________________________________________________________________________
10788
IN ASSEMBLY
April 1, 2026
___________
Introduced by M. of A. MOLITOR -- read once and referred to the Commit-
tee on Insurance
AN ACT directing the superintendent of financial services to conduct a
study on health insurance coverage requirements
The People of the State of New York, represented in Senate and Assem-bly, do enact as follows:
1 Section 1. (a) The superintendent of financial services is hereby
2 authorized and directed to conduct a comprehensive study on mandatory
3 health insurance coverage benefits within the state as compared to other
4 states. The superintendent of financial services shall:
5 (i) compare health insurance benefits required by New York state law
6 to such benefits required by other states and determine which benefits
7 the state requires which are not required by the majority of other
8 states.
9 (ii) in cooperation with the state comptroller, determine the fiscal
10 impacts on the state and its residents if the state removed the require-
11 ments for benefits determined to not be required by the majority of
12 other states.
13 (iii) in cooperation with the commissioner of health, determine the
14 health impacts on New York residents if the state removed the require-
15 ments for benefits determined to not be required by the majority of
16 other states.
17 (b) The superintendent of financial services shall issue a report on
18 its findings from the study and any recommendations for proposed legis-
19 lation to the speaker of the assembly, the minority leader of the assem-
20 bly, the temporary president of the senate, the minority leader of the
21 senate, and the governor within two years of the effective date of this
22 section.
23 § 2. This act shall take effect immediately.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[] is old law to be omitted.
LBD15314-01-6
