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A06278 Summary:

BILL NOA06278
 
SAME ASNo Same As
 
SPONSORSteck
 
COSPNSRSeawright
 
MLTSPNSR
 
Amd §§3217-a & 4324, Ins L; amd §4408, Pub Health L
 
Requires insurers to provide electronic notification when prior authorization is required to fill a prescription if requested by the insured.
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A06278 Text:



 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                          6278
 
                               2025-2026 Regular Sessions
 
                   IN ASSEMBLY
 
                                      March 3, 2025
                                       ___________
 
        Introduced by M. of A. STECK, SEAWRIGHT -- read once and referred to the
          Committee on Insurance
 
        AN ACT to amend the insurance law and the public health law, in relation
          to  electronic  notification  when  prior authorization is required to
          fill a prescription
 
          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:
 
     1    Section 1. Paragraphs 13 and 14 of subsection (b) of section 3217-a of
     2  the  insurance law, as added by section 2 of part H of chapter 60 of the
     3  laws of 2014, are amended and a new paragraph 15 is  added  to  read  as
     4  follows:
     5    (13)  disclose  whether  a health care provider scheduled to provide a
     6  health care service is an in-network provider; [and]
     7    (14) with respect to out-of-network coverage, disclose the approximate
     8  dollar amount that the insurer will pay for  a  specific  out-of-network
     9  health  care  service. The insurer shall also inform the insured through
    10  such disclosure that such approximation is not binding  on  the  insurer
    11  and  that  the approximate dollar amount that the insurer will pay for a
    12  specific out-of-network health care service may change[.]; and
    13    (15) where applicable, allow  an  insured  to  request  an  electronic
    14  notification  within thirty days when prior authorization is required to
    15  fill a prescription.
    16    § 2. Paragraphs 13 and 14 of subsection (b) of  section  4324  of  the
    17  insurance law, as added by section 9 of part H of chapter 60 of the laws
    18  of 2014, are amended and a new paragraph 15 is added to read as follows:
    19    (13)  disclose  whether  a health care provider scheduled to provide a
    20  health care service is an in-network provider; [and]
    21    (14) with respect to out-of-network coverage, disclose the approximate
    22  dollar amount that the corporation will pay for a  specific  out-of-net-
    23  work  health care service. The corporation shall also inform the insured
    24  through such disclosure that such approximation is not  binding  on  the

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD10368-01-5

        A. 6278                             2
 
     1  corporation  and that the approximate dollar amount that the corporation
     2  will  pay  for  a  specific  out-of-network  health  care  service   may
     3  change[.]; and
     4    (15)  where  applicable,  allow  an  insured  to request an electronic
     5  notification within thirty days when prior authorization is required  to
     6  fill a prescription.
     7    §  3.  Paragraphs  (m) and (n) of subdivision 2 of section 4408 of the
     8  public health law, as added by section 19 of part H of chapter 60 of the
     9  laws of 2014, are amended and a new paragraph (o) is added  to  read  as
    10  follows:
    11    (m)  disclose  whether  a  health care provider scheduled to provide a
    12  health care service is an in-network provider; [and]
    13    (n) with respect to out-of-network coverage, disclose the  approximate
    14  dollar  amount  that  the health maintenance organization will pay for a
    15  specific out-of-network health  care  service.  The  health  maintenance
    16  organization  shall also inform an enrollee through such disclosure that
    17  such approximation is not binding on the health maintenance organization
    18  and that the approximate  dollar  amount  that  the  health  maintenance
    19  organization  will pay for a specific out-of-network health care service
    20  may change[.]; and
    21    (o) where applicable,  allow  an  insured  to  request  an  electronic
    22  notification  within thirty days when prior authorization is required to
    23  fill a prescription.
    24    § 4. This act shall take effect immediately.
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