Add §3463, amd §3102, Ins L; add §313-a, V & T L; amd §54, Work Comp L
Requires insurers to send a notice of renewal or extension of certain policies to the insured no later than thirty days prior to the expiration of the policy.
STATE OF NEW YORK
________________________________________________________________________
6801
2025-2026 Regular Sessions
IN ASSEMBLY
March 14, 2025
___________
Introduced by M. of A. BLANKENBUSH -- read once and referred to the
Committee on Insurance
AN ACT to amend the insurance law, the vehicle and traffic law and the
workers' compensation law, in relation to requiring insurers to send
notices of renewal of certain policies to the insured no later than
thirty days prior to the expiration of the policy
The People of the State of New York, represented in Senate and Assem-bly, do enact as follows:
1 Section 1. The insurance law is amended by adding a new section 3463
2 to read as follows:
3 § 3463. Notice of renewal required. 1. Notwithstanding any contrary
4 provision of law, no insurance policy subject to the provisions of this
5 article issued and delivered on and after the effective date of this
6 section shall be renewed or extended beyond its policy period or term
7 unless the insurer provides a written notice of renewal or extension of
8 the policy to the insured no later than thirty days prior to the expira-
9 tion of such policy period or term.
10 2. Every notice of renewal required pursuant to subdivision one of
11 this section shall be delivered to the insured in such form and in such
12 manner as the superintendent shall prescribe.
13 § 2. Section 3102 of the insurance law is amended by adding a new
14 subsection (g) to read as follows:
15 (g) Notice of renewal required. Notwithstanding any contrary provision
16 of law, no renewal or extension certificate in connection with an insur-
17 ance policy subject to the requirements of this section shall be made,
18 issued or delivered in this state unless the insurer provides a written
19 notice of such renewal or extension to the insured no later than thirty
20 days prior to the expiration of the policy period or term in accordance
21 with the provisions of section three thousand four hundred sixty-three
22 of this chapter.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[] is old law to be omitted.
LBD10819-01-5
A. 6801 2
1 § 3. The vehicle and traffic law is amended by adding a new section
2 313-a to read as follows:
3 § 313-a. Notice of renewal. No contract of insurance for which a
4 certificate of insurance has been filed with the commissioner in which a
5 natural person is the named insured and the motor vehicle is used
6 predominantly for non-business purposes and no such contract in which
7 the named insured is not a natural person or the motor vehicle is used
8 predominantly for business purposes shall be renewed by an insurer
9 unless at least thirty days in advance of the renewal date the insurer
10 mails or delivers to the named insured at the address shown on the poli-
11 cy a written notice of renewal. All such notices of renewal shall be
12 sent by regular mail with a certificate of mailing, properly endorsed by
13 the postal service to be obtained in a form prescribed by the commis-
14 sioner for such purpose.
15 § 4. Section 54 of the workers' compensation law is amended by adding
16 a new subdivision 5-b to read as follows:
17 5-b. Notice of renewal. No contract of insurance issued by an insur-
18 ance carrier against liability arising under this chapter shall be
19 renewed unless the insurance carrier provides written notice of such
20 renewal to the employer no later than thirty days prior to the expira-
21 tion date of the policy in accordance with the provisions of section
22 three thousand four hundred sixty-three of the insurance law.
23 § 5. This act shall take effect on the ninetieth day after it shall
24 have become a law. Effective immediately, the addition, amendment and/or
25 repeal of any rule or regulation necessary for the implementation of
26 this act on its effective date are authorized to be made and completed
27 on or before such date.
