STATE OF NEW YORK
________________________________________________________________________
8534
2025-2026 Regular Sessions
IN ASSEMBLY
May 20, 2025
___________
Introduced by M. of A. SIMONE -- read once and referred to the Committee
on Insurance
AN ACT to amend the insurance law, in relation to prohibiting discrimi-
nation against individuals who tested positive for HIV with respect to
life, accident, and health insurance coverage
The People of the State of New York, represented in Senate and Assem-bly, do enact as follows:
1 Section 1. Paragraph 3 of subsection (a) of section 4224 of the insur-
2 ance law, as added by chapter 126 of the laws of 2024, is amended to
3 read as follows:
4 (3) refuse to insure, refuse to continue to insure or limit the
5 amount, extent or kind of coverage available to an individual, or charge
6 a different rate for the same coverage solely because the insured or
7 potential insured tested positive for HIV or was prescribed pre-exposure
8 prophylaxis (PrEP) medication for the prevention of HIV infection;
9 § 2. Paragraph 3 of subsection (b) of section 4224 of the insurance
10 law, as added by chapter 126 of the laws of 2024, is amended to read as
11 follows:
12 (3) refuse to insure, refuse to continue to insure or limit the
13 amount, extent or kind of coverage available to an individual, or charge
14 a different rate for the same coverage solely because the insured or
15 potential insured tested positive for HIV or was prescribed pre-exposure
16 prophylaxis (PrEP) medication for the prevention of HIV infection;
17 § 3. This act shall take effect immediately.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[] is old law to be omitted.
LBD11952-01-5
