STATE OF NEW YORK
________________________________________________________________________
2202
2025-2026 Regular Sessions
IN SENATE
January 15, 2025
___________
Introduced by Sen. COMRIE -- read twice and ordered printed, and when
printed to be committed to the Committee on Consumer Protection
AN ACT to amend the general business law, in relation to requiring
consumer reporting agencies to provide a consumer's information to
such consumer at no cost
The People of the State of New York, represented in Senate and Assem-bly, do enact as follows:
1 Section 1. Subdivision (a) of section 380-d of the general business
2 law, as added by chapter 867 of the laws of 1977, is amended to read as
3 follows:
4 (a) Every consumer reporting agency shall at any time, upon request
5 and proper identification of any consumer, and at no cost to the consum-
6 er, clearly and accurately disclose to the consumer:
7 (1) all information in its files at the time of the request concerning
8 such consumer; and
9 (2) the sources of the information; except that the sources of infor-
10 mation acquired solely for use in preparing an investigative consumer
11 report and actually used for no other purpose need not be disclosed;
12 provided, however, that in the event an action is brought under section
13 three hundred eighty-n of this article, such sources shall be available
14 to the plaintiff under appropriate discovery procedures in the court in
15 which the action is brought; and
16 (3) the recipients of any consumer report on the consumer which it has
17 furnished;
18 (i) for employment purposes within the two-year period preceding the
19 request, and
20 (ii) for any other purpose within the six month period preceding the
21 request.
22 § 2. This act shall take effect immediately.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[] is old law to be omitted.
LBD04924-01-5
