STATE OF NEW YORK
________________________________________________________________________
1792
2025-2026 Regular Sessions
IN SENATE
January 13, 2025
___________
Introduced by Sen. FERNANDEZ -- read twice and ordered printed, and when
printed to be committed to the Committee on Insurance
AN ACT to amend the insurance law, in relation to insurance coverage for
substance abuse disorder services
The People of the State of New York, represented in Senate and Assem-bly, do enact as follows:
1 Section 1. Paragraph 30 of subsection (i) of section 3216 of the
2 insurance law, as amended by section 5 of subpart A of part BB of chap-
3 ter 57 of the laws of 2019, is amended by adding a new subparagraph (H)
4 to read as follows:
5 (H) A policy providing coverage under this paragraph shall include
6 coverage for at least ninety days at a rehabilitation facility;
7 provided, however, that any stay in a rehabilitation facility required
8 to be covered pursuant to this paragraph shall require the referral of a
9 doctor.
10 § 2. Paragraph 6 of subsection (l) of section 3221 of the insurance
11 law is amended by adding a new subparagraph (H) to read as follows:
12 (H) A policy providing coverage under this paragraph shall include
13 coverage for at least ninety days at a rehabilitation facility;
14 provided, however, that any stay in a rehabilitation facility required
15 to be covered pursuant to this paragraph shall require the referral of a
16 doctor.
17 § 3. Subsection (k) of section 4303 of the insurance law is amended by
18 adding a new paragraph 8 to read as follows:
19 (8) A policy providing coverage under this subsection shall include
20 coverage for at least ninety days at a rehabilitation facility;
21 provided, however, that any stay in a rehabilitation facility required
22 to be covered pursuant to this subsection shall require the referral of
23 a doctor.
24 § 4. This act shall take effect on the ninetieth day after it shall
25 have become a law and shall apply to any policy issued, amended, or
26 renewed on and after such effective date.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[] is old law to be omitted.
LBD03675-01-5
