STATE OF NEW YORK
________________________________________________________________________
364
2025-2026 Regular Sessions
IN SENATE(Prefiled)
January 8, 2025
___________
Introduced by Sens. GIANARIS, COONEY, SKOUFIS -- read twice and ordered
printed, and when printed to be committed to the Committee on Insur-
ance
AN ACT to amend the insurance law, in relation to prohibiting certain
restrictions as it relates to dog breed
The People of the State of New York, represented in Senate and Assem-bly, do enact as follows:
1 Section 1. The section heading and subsection 1 of section 3421 of
2 the insurance law, the section heading as added by chapter 545 of the
3 laws of 2021 and subsection 1 as amended by chapter 679 of the laws of
4 2022, are amended to read as follows:
5 Homeowners' liability insurance and renters' insurance; dogs. 1. With
6 respect to homeowners' insurance policies as defined in section two
7 thousand three hundred fifty-one of this chapter and renters' insurance
8 policies as defined in section three thousand four hundred fifty-four of
9 this chapter, no insurer shall refuse to issue or renew, cancel, or
10 charge or impose an increased premium or rate for such policy or
11 contract, or exclude, limit, restrict, or reduce coverage under such
12 policy or contract based solely upon harboring or owning any dog of a
13 specific breed or mixture of breeds.
14 § 2. This act shall take effect on the ninetieth day after it shall
15 have become a law and shall apply to all policies issued, renewed, modi-
16 fied, altered or amended on or after such effective date.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[] is old law to be omitted.
LBD00741-01-5
