Requires entities that access a consumer's consumer credit report to notify such consumer of their right to obtain a security freeze, in addition to other information necessary to place, temporarily lift or permanently lift such security freeze; prohibits notices to consumers of their right to obtain a security freeze from containing advertising for paid services.
STATE OF NEW YORK
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6446
2025-2026 Regular Sessions
IN SENATE
March 14, 2025
___________
Introduced by Sen. MAY -- read twice and ordered printed, and when
printed to be committed to the Committee on Consumer Protection
AN ACT to amend the general business law, in relation to requiring enti-
ties that access a consumer's consumer credit report to notify such
consumer of their right to obtain a security freeze
The People of the State of New York, represented in Senate and Assem-bly, do enact as follows:
1 Section 1. Subdivision (q) of section 380-t of the general business
2 law is amended by adding two new paragraphs 3 and 4 to read as follows:
3 (3) In each instance where an entity receives a consumer credit report
4 authorized under paragraph three of subdivision (a) of section three
5 hundred eighty-b of this article, such entity shall provide the consumer
6 to which such consumer credit report relates with the notice set forth
7 in paragraph one of this subdivision and with any other information
8 necessary to place, temporarily lift or permanently lift a security
9 freeze, including but not limited to the address, telephone number or
10 point of contact at which consumer credit reporting agencies receive
11 such security freeze requests.
12 (4) In no instance shall a notice to a consumer sent pursuant to this
13 subdivision contain or be sent in accompaniment with language or materi-
14 als advertising or promoting a paid service of any kind.
15 § 2. This act shall take effect immediately.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[] is old law to be omitted.
LBD10372-02-5
