STATE OF NEW YORK
________________________________________________________________________
8227--A
2025-2026 Regular Sessions
IN SENATE
May 23, 2025
___________
Introduced by Sen. RAMOS -- read twice and ordered printed, and when
printed to be committed to the Committee on Labor -- recommitted to
the Committee on Labor in accordance with Senate Rule 6, sec. 8 --
committee discharged, bill amended, ordered reprinted as amended and
recommitted to said committee
AN ACT to amend the general business law, in relation to prohibiting
student loan payment history checks in making employment decisions
The People of the State of New York, represented in Senate and Assem-bly, do enact as follows:
1 Section 1. Paragraphs 2 and 3 of subdivision (w) of section 380-a of
2 the general business law, as added by chapter 681 of the laws of 2025,
3 are amended and a new paragraph 4 is added to read as follows:
4 (2) credit score; [or]
5 (3) information an employer obtains directly from the individual
6 regarding (i) details about credit accounts, including the individual's
7 number of credit accounts, late or missed payments, charged-off debts,
8 items in collections, credit limit or prior credit report inquiries, or
9 (ii) bankruptcies, judgments or liens[.]; or
10 (4) student loan payment history, including information indicating the
11 payment status of a student loan, as defined in subdivision fourteen of
12 section sixteen hundred seventy-six of the public authorities law.
13 § 2. This act shall take effect immediately.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[] is old law to be omitted.
LBD11048-06-6
