STATE OF NEW YORK
________________________________________________________________________
9179
IN SENATE
February 11, 2026
___________
Introduced by Sen. SKOUFIS -- read twice and ordered printed, and when
printed to be committed to the Committee on Insurance
AN ACT to amend the insurance law, relating to prohibiting insurance
discrimination on the basis of an insured's marital status following
the death of the insured's spouse
The People of the State of New York, represented in Senate and Assem-bly, do enact as follows:
1 Section 1. Section 2607 of the insurance law, as amended by section 1
2 of subpart D of part J of chapter 57 of the laws of 2019, is amended to
3 read as follows:
4 § 2607. Discrimination because of sex or marital status. (a) (i) No
5 individual or entity shall refuse to issue any policy of insurance, or
6 cancel or decline to renew the policy because of the sex or marital
7 status of the applicant or policyholder or engage in sexual stereotyp-
8 ing.
9 (ii) Notwithstanding any other provision of this chapter, no insurer
10 providing any type of insurance coverage, including but not limited to
11 property, casualty, homeowner's, renter's, or automobile insurance,
12 shall: refuse to continue to insure, cancel, or decline to renew a poli-
13 cy; limit the amount, extent, or kind of coverage available; or charge a
14 different premium rate or impose different terms or conditions, because
15 the applicant or policyholder is widowed or their marital status other-
16 wise reflects the death of a spouse.
17 (b) For the purposes of this section, "sex" shall include sexual
18 orientation, gender identity or expression, and transgender status.
19 § 2. This act shall take effect on the first day of January next
20 succeeding the date on which it shall have become a law and shall apply
21 to any policy issued, delivered, renewed, and/or modified on or after
22 the effective date of this act.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[] is old law to be omitted.
LBD13726-01-5
