New York State Assembly

 
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A01643 Summary:

A01643 Actions:

A01643 Committee Votes:

Committee:INSURANCE   Chair:Cahill      
DATE:02/13/2017AYE/NAY:20/3  Action: Favorable refer to committee Ways and Means        
Cahill
Aye
Barclay
Aye
Cook
Aye
Butler
Nay
Pretlow
Aye
Hawley
Nay
Rivera
Aye
Blankenbush
Nay
Peoples-Stokes
Aye
Curran
Aye
Cymbrowitz
Aye
Walter
Aye
Lavine
Aye
Garbarino
Aye
Moya
Excused
Hevesi
Excused
Skoufis
Aye
Steck
Aye
Crespo
Aye
Joyner
Aye
Dilan
Aye
Hunter
Aye
Simotas
Aye
Walker
Aye
Niou
Aye

Committee:WAYS AND MEANS   Chair:Farrell      
DATE:06/19/2017AYE/NAY:32/2  Action: Favorable refer to committee Rules        
Farrell
Aye
Oaks
Aye
Lentol
Aye
Crouch
Aye
Schimminger
Aye
Barclay
Aye
Gantt
Aye
Fitzpatrick
Nay
Weinstein
Aye
Hawley
Aye
Glick
Aye
Malliotakis
Aye
Nolan
Aye
Walter
Aye
Pretlow
Aye
Montesano
Nay
Perry
Aye
Curran
Aye
Colton
Aye
Ra
Aye
Cook
Aye
Cahill
Aye
Aubry
Aye
Hooper
Aye
Thiele
Aye
Cusick
Aye
Ortiz
Aye
Benedetto
Aye
Moya
Aye
Weprin
Aye
Rodriguez
Excused
Ramos
Aye
Braunstein
Aye
McDonald
Aye
Rozic
Aye

Committee:RULES   Chair:Heastie      
DATE:06/19/2017AYE/NAY:30/0  Action: Favorable         
Heastie
Aye
Kolb
Aye
Gottfried
Aye
Oaks
Aye
Lentol
Aye
Butler
Aye
Farrell
Aye
Crouch
Aye
Gantt
Excused
Finch
Aye
Nolan
Aye
Barclay
Aye
Weinstein
Aye
Raia
Aye
Hooper
Aye
Hawley
Aye
Ortiz
Aye
Pretlow
Aye
Cook
Aye
Glick
Aye
Morelle
Aye
Aubry
Aye
Englebright
Aye
Dinowitz
Aye
Colton
Aye
Magnarelli
Aye
Perry
Aye
Galef
Aye
Paulin
Aye
Titus
Aye
Peoples-Stokes
Aye

A01643 Floor Votes:

A01643 Text:

 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                         1643--A
 
                               2017-2018 Regular Sessions
 
                   IN ASSEMBLY
 
                                    January 12, 2017
                                       ___________
 
        Introduced by M. of A. SKOUFIS, GALEF, WEPRIN, CRESPO, MAYER, MALLIOTAK-
          IS,  CUSICK, RAIA, CURRAN, OTIS, HARRIS -- Multi-Sponsored by -- M. of
          A. COLTON, PERRY, RIVERA, SIMON --  read  once  and  referred  to  the
          Committee  on  Insurance  -- reported and referred to the Committee on
          Ways  and  Means  --  committee  discharged,  bill  amended,   ordered
          reprinted as amended and recommitted to said committee
 
        AN  ACT to amend the insurance law, in relation to creating a task force
          on disasters
 
          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:
 
     1    Section 1. The insurance law is amended by adding a new section 215 to
     2  read as follows:
     3    §  215.  Task  force on disasters.  (a) There is hereby created a task
     4  force to examine how insurers who write policies that cover loss  of  or
     5  damage  to  real  property,  personal property, or other liabilities for
     6  loss of, damage to, or injury to persons or property in New  York  state
     7  respond  to disasters, in what ways state and local agencies such as the
     8  department of financial services can assist in such response and whether
     9  policyholders and communities have adequate insurance.
    10    (b) (1) The task force shall consist of twenty-three members,  one  of
    11  whom  shall  be  the  superintendent  or his or her designated represen-
    12  tative, six of whom shall be appointed by the  governor,  five  of  whom
    13  shall  be appointed by the governor based upon the recommendation of the
    14  speaker of the assembly, five of whom shall be appointed by the governor
    15  based upon the recommendation of the temporary president of the  senate,
    16  three  of  whom shall be appointed by the governor based upon the recom-
    17  mendation of the minority leader of the  assembly,  and  three  of  whom
    18  shall  be appointed by the governor based upon the recommendation of the
    19  minority leader of the senate.
    20    (2) The appointees shall include representatives of the following:
 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD01156-02-7
        A. 1643--A                          2
 
     1    (A) four insurers who write policies that cover loss of or  damage  to
     2  real  property,  personal  property,  or  other liabilities for loss of,
     3  damage to, or injury to persons or property,  including  representatives
     4  from  companies  of varying sizes and locations and at least one insurer
     5  who writes for the national flood insurance program.
     6    (B)  ten  local  officials  who  respond to disasters and emergencies,
     7  including police officials, professional and volunteer fire and emergen-
     8  cy services personnel, and local officials responsible for  the  coordi-
     9  nation  of  emergency services and the locality's response to a disaster
    10  or emergency.  These appointments shall reflect the geographic diversity
    11  of the state and include representatives from  localities  with  varying
    12  population  densities.   These appointments shall also include represen-
    13  tatives from the following regions: New York city, Long Island, mid-Hud-
    14  son, capital  region,  north  country,  Mohawk  Valley,  Southern  tier,
    15  Central New York, Finger lakes, and Western New York.
    16    (C) two organizations that represent independent and public adjusters.
    17    (D) two non-profits that have experience with disaster relief.
    18    (E) two consumer advocacy groups.
    19    (F)  one  independent  insurance agent who obtains coverage for policy
    20  holders for loss of or damage to real property,  personal  property,  or
    21  other  liabilities for loss of, damage to, or injury to persons or prop-
    22  erty.
    23    (3) Recommendations and appointments shall take into consideration the
    24  expertise of other appointees, so that the task force reflects a  diver-
    25  sity of experience.
    26    (4)  The members of the task force shall not receive compensation, but
    27  shall be reimbursed for reasonable travel expenses.
    28    (c) The superintendent, or his or her designated representative, shall
    29  serve as the chair of the task force.
    30    (d) The task force shall report to the governor, the  speaker  of  the
    31  assembly,  the  temporary  president of the senate, and the chair of the
    32  assembly insurance committee and  the  chair  of  the  senate  insurance
    33  committee on the results of its examination one year after the effective
    34  date of this section.  The report shall include information on the chal-
    35  lenges  that  insurers face when responding to a disaster, possible ways
    36  for insurers to work better with community stakeholders and state  agen-
    37  cies to facilitate timely claims investigation and processing, suggested
    38  legislation  to  address,  issues  identified by the task force, and any
    39  other information the superintendent deems relevant.
    40    (e) In completing its task, the task force will consider the following
    41  issues, as well as any other issue that it deems relevant:
    42    (1) Steps insurers currently take in order to respond to  disaster-re-
    43  lated claims in a timely fashion;
    44    (2) Challenges insurers experience when responding to disasters;
    45    (3)  Steps insurers currently take to adequately assess damage so that
    46  homeowners and municipalities can remove debris and make repairs  quick-
    47  ly;
    48    (4) Additional steps insurers and state and local agencies can take to
    49  better respond to the needs of communities and policyholders affected by
    50  a disaster;
    51    (5)  Ways  insurers and state and local agencies can proactively reach
    52  out to policyholders and communities following a disaster;
    53    (6) Ways insurers assist  homeowners  and  businesses  affected  by  a
    54  disaster whose premiums are due;
        A. 1643--A                          3
 
     1    (7)  Steps  insurers  can  take  if  their employees are affected by a
     2  disaster in order to ensure that they  are  still  able  to  respond  to
     3  claims in a timely fashion;
     4    (8)  Whether  or  not  New  Yorkers  have adequate access to insurance
     5  coverage and if not, identifying what barriers exist  that  may  prevent
     6  people from purchasing adequate coverage;
     7    (9)  Identifying  measures  to  encourage homeowners and businesses to
     8  purchase flood insurance as needed;
     9    (10) Steps insurers take to prevent disputes with policyholders and to
    10  resolve those which do occur as well as additional  steps  insurers  can
    11  take;
    12    (11)  Legislative  actions  that  can  be  considered  to address such
    13  issues.
    14    § 2. This act shall take effect immediately.