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A01921 Summary:

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A01921 Floor Votes:

A01921 Text:

 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                          1921
 
                               2011-2012 Regular Sessions
 
                   IN ASSEMBLY
 
                                    January 12, 2011
                                       ___________
 
        Introduced  by  M.  of A. PEOPLES-STOKES, P. RIVERA, SCHROEDER -- Multi-
          Sponsored by -- M. of A.   WRIGHT -- read once  and  referred  to  the
          Committee on Insurance
 
        AN  ACT  to amend the insurance law, in relation to discrimination based
          on inquiries
 
          The People of the State of New York, represented in Senate and  Assem-

        bly, do enact as follows:
 
     1    Section  1.  The insurance law is amended by adding a new section 2616
     2  to read as follows:
     3    § 2616. Discrimination based on inquiries. (a) No insurer shall report
     4  to an insurance support organization or company that collects and  main-
     5  tains  claims history reports from insurers, any inquiry about a policy,
     6  including any inquiry in which loss or damage is revealed under a  home-
     7  owners',  personal  lines  fire, or non-business motor vehicle insurance
     8  policy.
     9    (b) No insurer shall refuse to issue or renew a homeowners',  personal
    10  lines  fire,  or  non-business motor vehicle insurance policy, impose or
    11  offer a higher rate or premium for any such policy, or assign to a  more

    12  expensive  affiliate,  rating  tier or category, an insured or applicant
    13  for any such policy on the basis of any inquiry about a policy,  includ-
    14  ing  any  inquiry  in which loss or damage is revealed to the insurer or
    15  any previous insurers, or on the basis of any such inquiry  reported  to
    16  or  recorded  by  an  insurance  support  organization  or  company that
    17  collects and maintains claims history reports from insurers.
    18    § 2. This act shall take effect on the thirtieth day  after  it  shall
    19  have become a law.
 
 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD04715-01-1