STATE OF NEW YORK
________________________________________________________________________
3531
2011-2012 Regular Sessions
IN ASSEMBLY
January 25, 2011
___________
Introduced by M. of A. P. RIVERA, RAMOS, MAISEL, COLTON, ROBINSON,
ZEBROWSKI, HOOPER -- Multi-Sponsored by -- M. of A. ARROYO, CLARK,
COOK, GUNTHER, HIKIND, JACOBS, ORTIZ, PERRY, PHEFFER, RAIA, J. RIVERA,
N. RIVERA, TOWNS, WEISENBERG -- read once and referred to the Commit-
tee on Insurance
AN ACT to amend the insurance law, in relation to prohibiting the impo-
sition of residential homeowners insurance premiums based on prior
claims made upon another parcel of real property
The People of the State of New York, represented in Senate and Assem-bly, do enact as follows:
1 Section 1. The insurance law is amended by adding a new section 2346-b
2 to read as follows:
3 § 2346-b. Prohibition of imposition of homeowners insurance premiums
4 based on prior claims on another parcel of real property. No insurer
5 authorized to transact or transacting business in this state, or
6 controlling or controlled by or under common control by or with an
7 insurer authorized to transact or transacting business in this state,
8 which sells a policy providing homeowners insurance on a parcel of resi-
9 dential real property in this state shall base the policy premium for
10 such insurance, upon any prior homeowners insurance claim or claims by
11 the insured related to any other residential real property owned or
12 previously owned by such insured.
13 § 2. This act shall take effect on the first of September next
14 succeeding the date on which it shall have become a law and shall apply
15 to policies issued, renewed or amended on or after such date.
EXPLANATION--Matter in italics (underscored) is new; matter in brackets
[] is old law to be omitted.
LBD00423-01-1
