New York State Assembly

 
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A03565 Summary:

A03565 Actions:

A03565 Committee Votes:

Committee:CONSUMER AFFAIRS AND PROTECTION   Chair:Kavanagh      
DATE:06/05/2017AYE/NAY:15/1  Action: Favorable refer to committee Rules        
Kavanagh
Aye
Palumbo
Nay
Abbate
Aye
McDonough
Aye
Quart
Aye
McKevitt
Aye
Buchwald
Aye
Stec
Aye
Solages
Aye
Simon
Aye
Dilan
Aye
Seawright
Aye
Rozic
Aye
Niou
Aye
Pheffer Amato
Aye
Williams
Aye

Committee:CONSUMER AFFAIRS AND PROTECTION   Chair:Titone      
DATE:06/04/2018AYE/NAY:14/0  Action: Favorable refer to committee Rules        
Titone
Aye
Mikulin
Aye
Abbate
Aye
McDonough
Aye
Quart
Aye
Stec
Aye
Buchwald
Aye
Tague
Aye
Simon
Excused
Dilan
Aye
Seawright
Excused
Rozic
Aye
Niou
Aye
Pheffer Amato
Aye
Williams
Aye
Wallace
Aye

Committee:RULES   Chair:Heastie      
DATE:06/06/2018AYE/NAY:28/0  Action: Favorable         
Heastie
Aye
Kolb
Aye
Gottfried
Aye
Oaks
Aye
Lentol
Aye
Butler
Aye
Gantt
Excused
Crouch
Aye
Nolan
Excused
Finch
Aye
Weinstein
Aye
Barclay
Aye
Hooper
Aye
Raia
Aye
Ortiz
Aye
Hawley
Aye
Pretlow
Aye
Cook
Aye
Glick
Aye
Morelle
Aye
Aubry
Aye
Englebright
Aye
Dinowitz
Aye
Colton
Aye
Magnarelli
Aye
Perry
Aye
Galef
Aye
Paulin
Aye
Titus
Excused
Peoples-Stokes
Aye
Benedetto
Aye

A03565 Floor Votes:

A03565 Text:

 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                          3565
 
                               2017-2018 Regular Sessions
 
                   IN ASSEMBLY
 
                                    January 27, 2017
                                       ___________
 
        Introduced  by  M.  of A. CRESPO, SEPULVEDA, RODRIGUEZ, RAMOS, PICHARDO,
          McDONOUGH, HOOPER, RAIA -- read once and referred to the Committee  on
          Consumer Affairs and Protection
 
        AN  ACT  to  amend  the  general  business  law  and the banking law, in
          relation to prohibiting a consumer reporting  agency  or  lender  from
          using an individual's internet viewing history to determine such indi-
          vidual's credit worthiness
 
          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:
 
     1    Section 1. Section 380-j of the general business  law  is  amended  by
     2  adding a new subdivision (h) to read as follows:
     3    (h)  No  consumer reporting agency shall collect, evaluate, report, or
     4  maintain in the file on a consumer the consumer's  use  of  internet  or
     5  internet  viewing history as a factor to determine the consumer's credit
     6  worthiness, credit standing or credit capacity.
     7    § 2. Section 352  of the banking law is amended by adding a new  sixth
     8  undesignated paragraph to read as follows:
     9    No licensee shall collect, evaluate, report or maintain in the file on
    10  a borrower the borrower's use of internet or internet viewing history as
    11  a  factor to determine the borrower's credit worthiness, credit standing
    12  or credit capacity. The provisions of this paragraph shall  be  enforced
    13  concurrently  by  the superintendent and the director of the division of
    14  consumer protection and each shall utilize their consumer complaint  and
    15  assistance hotlines to document complaints by borrowers who believe that
    16  their  internet  viewing  history is being used to deny them credit. The
    17  superintendent shall ensure that the credit scoring formulas filed  with
    18  the department do not contain variables which account for internet view-
    19  ing history as part of that formula by asking the licensee to certify to
    20  that fact.
    21    § 3. This act shall take effect immediately.
 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD08178-01-7