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A04668 Summary:

A04668 Actions:

A04668 Committee Votes:

Committee:INSURANCE   Chair:Weprin      
DATE:03/22/2023AYE/NAY:18/5  Action: Favorable         
Weprin
Aye
Blankenbush
Aye
Cook
Aye
Hawley
Nay
Pretlow
Aye
Palmesano
Nay
Lavine
Aye
Gandolfo
Nay
Steck
Aye
Curran
Aye
Dilan
Aye
Jensen
Nay
Hunter
Aye
Blumencranz
Nay
Rosenthal
Absent
Bendett
Aye
Stern
Aye
Jacobson
Aye
Meeks
Aye
Forrest
Aye
Anderson
Aye
Cruz
Aye
Bores
Aye
Lunsford
Aye

A04668 Floor Votes:

A04668 Text:

 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                         4668--B
                                                                 Cal. No. 88
 
                               2023-2024 Regular Sessions
 
                   IN ASSEMBLY
 
                                    February 22, 2023
                                       ___________
 
        Introduced by M. of A. WEPRIN -- read once and referred to the Committee
          on  Insurance  --  advanced to a third reading, passed by Assembly and
          delivered to the Senate, recalled from the Senate, vote  reconsidered,
          bill  amended,  ordered reprinted, retaining its place on the order of
          third reading -- again amended on third  reading,  ordered  reprinted,
          retaining its place on the order of third reading
 
        AN  ACT to amend the insurance law, in relation to using driving history
          as a rating or underwriting factor for private passenger motor vehicle
          insurance
 
          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:
 
     1    Section  1.  The insurance law is amended by adding a new section 2327
     2  to read as follows:
     3    § 2327. Verification of driving history. No insurer  who  utilizes  an
     4  applicant's  driving  history  as  a  rating  or underwriting factor for
     5  private passenger motor vehicle insurance in this  state  shall  bind  a
     6  policy  of  insurance,  or accept a percentage of the annual premium due
     7  for a policy, without first making a good faith effort  to  verify  said
     8  applicant's driving history, as well as the driving history of all named
     9  drivers that are used to rate the policy and are listed by the applicant
    10  on  the  private  passenger motor vehicle insurance application, through
    11  the use of a third-party database. An insurer also shall verify, through
    12  a third-party database, the driving history of a named  driver  used  to
    13  rate the policy when added during the policy period and shall verify the
    14  driving  history  of  all  drivers  used  to  rate  the policy at policy
    15  renewal, unless the driving history is unavailable at the  time  of  the
    16  initial  inquiry due to a temporary website outage, service interruption
    17  or other circumstances beyond the control of the  insurer,  producer  or
    18  third-party representative.
    19    § 2. This act shall take effect on the one hundred eightieth day after
    20  it shall have become a law and shall apply to policies issued or renewed
 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD09439-07-3
        A. 4668--B                          2
 
     1  on  or  after  such date. Effective immediately, the addition, amendment
     2  and/or repeal of any rule or regulation necessary for the implementation
     3  of this act on  its  effective  date  are  authorized  to  be  made  and
     4  completed on or before such effective date.