New York State Assembly

 
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A05439 Summary:

A05439 Actions:

A05439 Committee Votes:

Committee:INSURANCE   Chair:Weprin      
DATE:05/24/2023AYE/NAY:22/0  Action: Favorable refer to committee Rules        
Weprin
Aye
Blankenbush
Aye
Cook
Aye
Hawley
Absent
Pretlow
Aye
Palmesano
Aye
Lavine
Aye
Gandolfo
Aye
Steck
Aye
Curran
Aye
Dilan
Aye
Jensen
Aye
Hunter
Aye
Blumencranz
Aye
Rosenthal
Aye
Bendett
Aye
Stern
Aye
Jacobson
Aye
Meeks
Absent
Forrest
Aye
Anderson
Aye
Cruz
Aye
Bores
Aye
Lunsford
Aye

Committee:RULES   Chair:Pretlow      
DATE:06/21/2023AYE/NAY:27/0  Action: Favorable         
Heastie
Excused
Barclay
Aye
Weinstein
Aye
Hawley
Aye
Pretlow
Aye
Giglio
Aye
Cook
Aye
Blankenbush
Aye
Glick
Aye
Norris
Aye
Aubry
Aye
Ra
Aye
Dinowitz
Aye
Brabenec
Aye
Colton
Aye
Palmesano
Aye
Magnarelli
Aye
Reilly
Aye
Paulin
Aye
Peoples-Stokes
Aye
Benedetto
Aye
Lavine
Aye
Lupardo
Excused
Zebrowski
Aye
Thiele
Aye
Braunstein
Aye
Dickens
Aye
Davila
Aye
Hyndman
Excused
Rozic
Excused
Bronson
Aye

A05439 Floor Votes:

A05439 Text:

 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                          5439
 
                               2023-2024 Regular Sessions
 
                   IN ASSEMBLY
 
                                     March 10, 2023
                                       ___________
 
        Introduced  by  M.  of  A. BARCLAY, HAWLEY, NORRIS, MORINELLO, LEMONDES,
          DeSTEFANO, J. M. GIGLIO, BLANKENBUSH, JENSEN, BRABENEC --  Multi-Spon-
          sored by -- M.  of A. K. BROWN, MANKTELOW -- read once and referred to
          the Committee on Insurance
 
        AN ACT to amend the insurance law, in relation to flood insurance notice
          in communities bordering Lake Ontario
 
          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:
 
     1    Section 1. Section 3444 of the insurance law is amended  by  adding  a
     2  new subsection 3 to read as follows:
     3    3. The department of financial services shall publish an annual notice
     4  that contains the department's contact information and a statement about
     5  flood  insurance  and  how  it  relates to standard homeowners insurance
     6  policies in New York state in local newspapers that serve  the  communi-
     7  ties  bordering  Lake  Ontario. Such notice may include: (a) the depart-
     8  ment's disaster hotline and other relevant contact  information;  (b)  a
     9  web link to the department's disaster and flood resource center on their
    10  website;  and  (c)  the  following  statement or a substantially similar
    11  statement: "While floods are the most common  natural  disaster  in  the
    12  United States, insurance coverage for losses from floods is not provided
    13  in  standard homeowners or tenants policies. Insurance for flood damages
    14  is generally available  under  a  separate  policy  issued  through  the
    15  National  Flood  Insurance  Program  (NFIP) and available to homeowners,
    16  renters and businesses. DFS can answer questions about  agents,  brokers
    17  and  adjustors, the claims process (including hurricane and wind deduct-
    18  ibles), policy cancellation, and non-renewal,  and  coverage  for  addi-
    19  tional  living  expenses  (which  you  may  be  entitled  to  if you are
    20  displaced after a disaster). If your business has  been  affected  by  a
    21  disaster,  we  can also answer questions about coverage, business inter-
    22  ruption insurance and off-premises service interruption coverage."
    23    § 2. This act shall take effect immediately.
 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD03848-01-3