- Summary
- Actions
- Committee Votes
- Floor Votes
- Memo
- Text
- LFIN
- Chamber Video/Transcript
A05841 Summary:
BILL NO | A05841 |
  | |
SAME AS | No Same As |
  | |
SPONSOR | Lavine |
  | |
COSPNSR | Davila, Walker |
  | |
MLTSPNSR | |
  | |
Amd §1304, RPAP L | |
  | |
Relates to the language which must be included in mortgage foreclosure notices; requires lenders, assignees, and mortgage loan servicers to evidence strict compliance with such notice requirements. |
A05841 Actions:
BILL NO | A05841 | |||||||||||||||||||||||||||||||||||||||||||||||||
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03/23/2023 | referred to judiciary | |||||||||||||||||||||||||||||||||||||||||||||||||
05/23/2023 | reported referred to rules | |||||||||||||||||||||||||||||||||||||||||||||||||
06/01/2023 | reported | |||||||||||||||||||||||||||||||||||||||||||||||||
06/01/2023 | rules report cal.455 | |||||||||||||||||||||||||||||||||||||||||||||||||
06/01/2023 | ordered to third reading rules cal.455 | |||||||||||||||||||||||||||||||||||||||||||||||||
06/01/2023 | passed assembly | |||||||||||||||||||||||||||||||||||||||||||||||||
06/01/2023 | delivered to senate | |||||||||||||||||||||||||||||||||||||||||||||||||
06/01/2023 | REFERRED TO RULES | |||||||||||||||||||||||||||||||||||||||||||||||||
01/03/2024 | DIED IN SENATE | |||||||||||||||||||||||||||||||||||||||||||||||||
01/03/2024 | RETURNED TO ASSEMBLY | |||||||||||||||||||||||||||||||||||||||||||||||||
01/03/2024 | ordered to third reading cal.164 | |||||||||||||||||||||||||||||||||||||||||||||||||
01/16/2024 | committed to judiciary |
A05841 Committee Votes:
Lavine | Aye | Tannousis | Aye | ||||||
Zebrowski | Aye | Norris | Aye | ||||||
Weprin | Aye | Walsh | Aye | ||||||
Braunstein | Aye | Byrnes | Aye | ||||||
Steck | Aye | Brown | Aye | ||||||
Seawright | Aye | Flood | Aye | ||||||
Joyner | Aye | ||||||||
Wallace | Aye | ||||||||
Walker | Excused | ||||||||
Cruz | Aye | ||||||||
McMahon | Aye | ||||||||
Mitaynes | Aye | ||||||||
Rajkumar | Aye | ||||||||
Simon | Aye | ||||||||
Sayegh | Aye | ||||||||
Heastie | Excused | Barclay | Aye | ||||||
Weinstein | Aye | Hawley | Aye | ||||||
Pretlow | Aye | Giglio | Aye | ||||||
Cook | Aye | Blankenbush | Aye | ||||||
Glick | Aye | Norris | Aye | ||||||
Aubry | Aye | Ra | Aye | ||||||
Dinowitz | Aye | Brabenec | Aye | ||||||
Colton | Aye | Palmesano | Aye | ||||||
Magnarelli | Aye | Reilly | Aye | ||||||
Paulin | Aye | ||||||||
Peoples-Stokes | Aye | ||||||||
Benedetto | Aye | ||||||||
Lavine | Aye | ||||||||
Lupardo | Aye | ||||||||
Zebrowski | Aye | ||||||||
Thiele | Aye | ||||||||
Braunstein | Aye | ||||||||
Dickens | Aye | ||||||||
Davila | Aye | ||||||||
Hyndman | Aye | ||||||||
Rozic | Aye | ||||||||
Bronson | Aye | ||||||||
Go to top
A05841 Floor Votes:
Yes
Alvarez
Yes
Carroll
Yes
Flood
Yes
Kim
Yes
Palmesano
Yes
Simpson
Yes
Anderson
Yes
Chandler-Waterm
ER
Forrest
Yes
Lavine
Yes
Paulin
Yes
Slater
Yes
Angelino
Yes
Chang
Yes
Friend
Yes
Lee
Yes
Peoples-Stokes
Yes
Smith
Yes
Ardila
Yes
Clark
Yes
Gallagher
Yes
Lemondes
Yes
Pheffer Amato
Yes
Smullen
Yes
Aubry
Yes
Colton
Yes
Gallahan
Yes
Levenberg
Yes
Pirozzolo
Yes
Solages
Yes
Barclay
Yes ‡
Conrad
Yes
Gandolfo
Yes
Lucas
Yes
Pretlow
Yes
Steck
Yes
Barrett
Yes
Cook
Yes
Gibbs
Yes
Lunsford
Yes
Ra
Yes
Stern
Yes
Beephan
Yes
Cruz
Yes
Giglio JA
Yes
Lupardo
Yes
Raga
Yes
Stirpe
Yes
Bendett
ER
Cunningham
Yes
Giglio JM
Yes
Magnarelli
Yes
Rajkumar
Yes
Tague
Yes
Benedetto
Yes
Curran
Yes
Glick
Yes
Maher
Yes
Ramos
Yes
Tannousis
Yes
Bichotte Hermel
Yes
Darling
Yes
Gonzalez-Rojas
Yes
Mamdani
Yes
Reilly
Yes
Tapia
Yes
Blankenbush
Yes
Davila
ER
Goodell
Yes
Manktelow
Yes
Reyes
Yes
Taylor
Yes
Blumencranz
Yes
De Los Santos
Yes
Gray
Yes
McDonald
Yes
Rivera
Yes
Thiele
Yes
Bores
Yes
DeStefano
Yes
Gunther
Yes ‡
McDonough
Yes
Rosenthal D
Yes
Vanel
Yes
Brabenec
Yes
Dickens
Yes
Hawley
Yes
McGowan
Yes
Rosenthal L
Yes
Walker
Yes
Braunstein
Yes
Dilan
Yes
Hevesi
Yes
McMahon
Yes
Rozic
Yes
Wallace
Yes
Bronson
Yes
Dinowitz
Yes
Hunter
Yes
Meeks
Yes
Santabarbara
Yes
Walsh
Yes
Brook-Krasny
Yes
DiPietro
Yes
Hyndman
Yes
Mikulin
Yes
Sayegh
Yes
Weinstein
Yes
Brown E
Yes
Durso
Yes
Jackson
Yes
Miller
Yes
Seawright
Yes
Weprin
Yes
Brown K
Yes
Eachus
Yes
Jacobson
Yes
Mitaynes
ER
Septimo
Yes
Williams
Yes
Burdick
Yes
Eichenstein
Yes
Jean-Pierre
Yes
Morinello
ER
Shimsky
Yes
Woerner
Yes
Burgos
Yes
Epstein
Yes
Jensen
Yes
Norris
Yes
Shrestha
Yes
Zaccaro
Yes
Burke
Yes
Fahy
Yes
Jones
Yes
Novakhov
Yes
Sillitti
Yes
Zebrowski
Yes
Buttenschon
ER
Fall
Yes
Joyner
ER
O'Donnell
Yes
Simon
Yes
Zinerman
Yes ‡
Byrnes
Yes
Fitzpatrick
Yes
Kelles
Yes
Otis
Yes
Simone
Yes
Mr. Speaker
‡ Indicates voting via videoconference
A05841 Text:
Go to top STATE OF NEW YORK ________________________________________________________________________ 5841 2023-2024 Regular Sessions IN ASSEMBLY March 23, 2023 ___________ Introduced by M. of A. LAVINE -- read once and referred to the Committee on Judiciary AN ACT to amend the real property actions and proceedings law, in relation to notices required prior to mortgage foreclosure The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. The opening paragraph of subdivision 1 of section 1304 of 2 the real property actions and proceedings law, as amended by section 6 3 of part Q of chapter 73 of the laws of 2016, is amended to read as 4 follows: 5 Notwithstanding any other provision of law, with regard to a home 6 loan, at least ninety days before a lender, an assignee or a mortgage 7 loan servicer commences legal action against the borrower, or borrowers 8 at the property address and any other address of record, including mort- 9 gage foreclosure, such lender, assignee or mortgage loan servicer shall 10 give notice to the borrower in at least fourteen-point type which shall 11 include only the following: 12 § 2. The opening paragraph of subdivision 1-a of section 1304 of the 13 real property actions and proceedings law, as added by section 3 of part 14 HH of chapter 58 of the laws of 2018, is amended to read as follows: 15 Notwithstanding any other provision of law, with regard to a reverse 16 mortgage home loan, at least ninety days before a lender, an assignee or 17 a mortgage loan servicer commences legal action against the borrower or 18 borrowers at the property address and any other addresses of record, 19 including reverse mortgage foreclosure, such lender, assignee or mort- 20 gage loan servicer shall give notice to the borrower in at least four- 21 teen-point type except for the heading which shall be in at least 22 sixteen-point type which shall include only the following: 23 § 3. Section 1304 of the real property actions and proceedings law is 24 amended by adding a new subdivision 8 to read as follows: EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD09739-01-3A. 5841 2 1 8. To establish compliance with this section, the lender, assignee or 2 mortgage loan servicer shall evidence strict compliance with the subdi- 3 visions of this section, as pertinent, and shall demonstrate that the 4 lender, assignee or mortgage loan servicer was entitled to enforce the 5 subject note and mortgage at the time the notices were sent. 6 § 4. Severability clause. If any clause, sentence, paragraph, section 7 or part of this act shall be adjudged by any court of competent juris- 8 diction to be invalid, such judgment shall not affect, impair or invali- 9 date the remainder thereof, but shall be confined in its operation to 10 the clause, sentence, paragraph, section or part thereof directly 11 involved in the controversy in which such judgment shall have been 12 rendered. 13 § 5. This act shall take effect immediately and shall apply to all 14 actions commenced on an instrument described under subdivision 4 of 15 section 213 of the civil practice law and rules in which a final judg- 16 ment of foreclosure and sale has not been enforced.