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A02617 Summary:

BILL NOA02617A
 
SAME ASSAME AS S04050-A
 
SPONSORNiou
 
COSPNSRRichardson, Joyner, Carroll, Reyes, Simon, Gottfried, Seawright, Barnwell, Davila, Rosenthal L, Dickens, Barron, De La Rosa, Kim, Fahy, Pichardo, Fernandez, Epstein, Bichotte Hermelyn, Perry, Frontus, Cruz, Glick, Walker, Rivera J, Taylor, Anderson, Bronson, Gonzalez-Rojas, Mitaynes, Mamdani, Gallagher, Forrest, Burgos, Clark, Meeks, Jackson, Kelles
 
MLTSPNSR
 
 
Enacts the COVID-19 housing relief and recovery for all act.
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A02617 Text:



 
                STATE OF NEW YORK
        ________________________________________________________________________
 
                                         2617--A
 
                               2021-2022 Regular Sessions
 
                   IN ASSEMBLY
 
                                    January 19, 2021
                                       ___________
 
        Introduced  by M. of A. NIOU, RICHARDSON, JOYNER, CARROLL, REYES, SIMON,
          GOTTFRIED, SEAWRIGHT, BARNWELL, DAVILA, L. ROSENTHAL, DICKENS, BARRON,
          DE LA ROSA, KIM, FAHY, PICHARDO, FERNANDEZ,  EPSTEIN,  BICHOTTE HERME-
          LYN, PERRY, FRONTUS, CRUZ, GLICK, WALKER, J. RIVERA, TAYLOR, ANDERSON,
          BRONSON,  GONZALEZ-ROJAS,  MITAYNES  --  read once and referred to the
          Committee on Housing -- committee discharged,  bill  amended,  ordered
          reprinted as amended and recommitted to said committee
 
        AN ACT to enact the "COVID-19 housing relief and recovery for all act"
 
          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:
 
     1    Section 1. This act shall be known and may be cited as  the  "COVID-19
     2  housing relief and recovery for all act".
     3    § 2. Legislative findings. The legislature hereby finds that a serious
     4  public  emergency  exists  in the state of New York due to the impact of
     5  the global outbreak of novel coronavirus, COVID-19, which as of the date
     6  of this legislation, created destabilized housing,  loss  of  employment
     7  and  income,  closure of businesses and schools, and greatly exacerbated
     8  financial insecurity in the state of New York. The  legislature  further
     9  finds  that  it  is  currently  impossible to accurately assess the full
    10  scope, duration, and severity of impact this public  emergency  has  and
    11  will  have  on  the  residents of New York and that, in response to this
    12  crisis, on March 7, 2020 the executive declared a 'State Disaster  Emer-
    13  gency' which has put extraordinary constraints on individuals, families,
    14  homeowners,   not-for-profits,  residential  housing  cooperatives,  and
    15  local, state, and federal agencies. The legislature further  finds  that
    16  the  loss  of  employment,  illness  and  deaths  caused by the COVID-19
    17  outbreak have rendered many individuals and families unable to  pay  for
    18  the costs of housing and other life necessities. The legislature further
    19  finds  that  safe  and  affordable  housing is a key measure of positive
    20  individual, family, and public health outcomes.  The legislature further
    21  finds that without government intervention, individuals and families who
 
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD04972-04-1

        A. 2617--A                          2
 
     1  are unable to pay the costs of housing will  be  displaced,  which  will
     2  result  in  an  increase in families who are cohabiting with one or more
     3  other families and an increase in the population of unhoused individuals
     4  and  families,  both  of  which  will  accelerate the spread of COVID-19
     5  infection and, therefore, measures to prevent such individual and house-
     6  hold displacement are necessary to  prevent  increased  COVID-19  trans-
     7  mission.  The  legislature  further finds that without rent and mortgage
     8  relief, the number of eviction case filings for nonpayment of  rent  and
     9  the  number of mortgage foreclosures will increase tremendously, result-
    10  ing in overburdened court systems which will not have the  resources  or
    11  space  to  operate functionally and also resulting in massive congestion
    12  and increased human contact in courthouse spaces,  both  of  which  will
    13  exacerbate  the  spread  of  COVID-19  creating a worsened public health
    14  hazard. The legislature further finds  that  a  tremendous  increase  in
    15  evictions  and foreclosures will overburden social services agencies and
    16  resources and that the shelter system does  not  have  the  capacity  to
    17  accommodate a significantly increased homeless population, both of which
    18  will  also  worsen the spread of COVID-19. The legislature further finds
    19  that public housing authorities have incurred  expenses  resulting  from
    20  the  COVID-19  outbreak  and  have  lost rental income due to widespread
    21  financial hardship suffered by public housing tenants and occupants as a
    22  result of the COVID-19 outbreak. The legislature  declares  that  it  is
    23  both  in  the  public  interest  and the responsibility of government to
    24  provide and secure federal and state emergency funding  to  ensure  that
    25  individuals  and  families  are not rendered homeless or severely finan-
    26  cially burdened because of an inability to pay for the cost  of  housing
    27  and  other  necessities  due to the COVID-19 outbreak and to ensure that
    28  public housing entities, not-for-profits, residential cooperatives,  and
    29  landlords  unable  to  afford necessary expenses as a result of COVID-19
    30  outbreak, not be encumbered with severe financial burden, and to promote
    31  the stability and proper maintenance of the  housing  stock  and  assist
    32  communities  in  recovering from the adverse social and economic impacts
    33  of the COVID-19 outbreak, and that, consistent with articles 17  and  18
    34  of  the state constitution, it is therefore incumbent on the legislature
    35  and the executive to implement protections and to provide rent and mort-
    36  gage relief so as to reduce the harm to New York  residents  and  ensure
    37  safe,  decent,  sanitary,  affordable  housing  and  financial stability
    38  during the novel coronavirus, COVID-19,  crisis  and  all  other  public
    39  emergencies.
    40    § 3. Definitions. (a) "Residential tenant" shall have the same meaning
    41  as  in paragraph (a) of subdivision 1 of section 235-f of the real prop-
    42  erty law, those who otherwise pay for the use and occupancy of  a  resi-
    43  dential dwelling unit, occupants as defined by paragraph (b) of subdivi-
    44  sion  1  of  section  235-f  of  the  real  property  law, or tenants or
    45  occupants of residential dwelling units funded  pursuant  to  42  U.S.C.
    46  1437g.
    47    (b)  "Small  homeowner"  shall  mean  an owner of a dwelling with 6 or
    48  fewer units where such owner also resides as a primary residence.
    49    (c) "Affordable housing operator" shall mean a  not-for-profit  entity
    50  as  defined  in the not-for-profit corporation law or a housing develop-
    51  ment fund company as defined in  section  572  of  the  private  housing
    52  finance  law  that  owns  and  operates a housing project for persons of
    53  low-income.
    54    (d) "Rent" shall have the same meaning as defined in  section  702  of
    55  the real property actions and proceedings law.

        A. 2617--A                          3
 
     1    (e)  "Residential  cooperative" shall mean any housing project, of any
     2  size, operated for persons of low income by  a  housing  corporation  as
     3  defined in section 572 of the private housing finance law, or any corpo-
     4  ration  or entity owning and operating a residential cooperative with 10
     5  or fewer units.
     6    (f)  "Public  housing  authority"  shall  mean  any  municipal housing
     7  authority created under article 13 of the public housing law.
     8    (g) "Commissioner" shall mean the commissioner of housing and communi-
     9  ty renewal.
    10    § 4. Cancellation of rent in the case of residential  tenants;  fines;
    11  termination  of  tenancy and eviction proceedings; debt; consumer credit
    12  reports. (a) Notwithstanding any other provision of law, the  obligation
    13  of a residential tenant to pay rent shall be suspended for a period that
    14  shall  run  from March 7, 2020 until the expiration of 90 days after the
    15  executive declares that the state disaster emergency has ended.
    16    (b) No tenant or tenant household may be charged a  fine  or  fee  for
    17  non-payment of rent in accordance with this section.
    18    (c) The nonpayment of rent by a tenant in accordance with this section
    19  shall not be grounds for any termination of tenancy or eviction proceed-
    20  ing or civil judgment.
    21    (d)  No tenant or tenant household may be treated as accruing any debt
    22  by reason of suspension of rent under this section.
    23    (e) No tenant or tenant household may be held liable for repayment  of
    24  any amount of rent suspended under this section.
    25    (f) The nonpayment of rent by a tenant in accordance with this section
    26  shall not be reported to a tenant screening agency or a consumer report-
    27  ing agency nor shall such nonpayment adversely affect a tenant or member
    28  of  a  tenant's  household's  credit  score nor shall such nonpayment be
    29  grounds for denying any future application for rental housing made by  a
    30  tenant or a member of a tenant's household.
    31    §  5.  Mortgage payment suspension, fees and penalties, credit scores.
    32  (a) Notwithstanding any other provision of  law,  the  obligation  of  a
    33  small  homeowner to make mortgage payments of principal or interest that
    34  become due during the period running from March 7, 2020 until the  expi-
    35  ration  of  90 days after the executive declares that the state disaster
    36  emergency has ended, is hereby suspended.
    37    (b) No mortgagor who is a small homeowner may be held responsible  for
    38  payment  of mortgage payments suspended under this section or treated as
    39  accruing any debt by reason of suspension  under  this  section  of  the
    40  obligation to make mortgage payments.
    41    (c)  A  mortgagee, or servicer for such mortgagee, under a residential
    42  mortgage loan to a small homeowner may  not  commence  or  continue  any
    43  judicial  foreclosure  action or non-judicial foreclosure process or any
    44  action for failure to make a payment due under  such  mortgage  that  is
    45  suspended pursuant to this section.
    46    (d)  No  fees,  penalties,  or  additional interest beyond the amounts
    47  scheduled or  calculated  as  if  the  mortgagor  made  all  contractual
    48  payments on time and in full under the terms of the mortgage contract in
    49  effect  as  of  the commencement of the COVID-19 suspension period shall
    50  accrue.
    51    (e) The nonpayment of a mortgage payment by a  mortgagor  pursuant  to
    52  suspension  of  the  obligation  to make such payment under this section
    53  shall not be reported to a consumer  reporting  agency  nor  shall  such
    54  nonpayment adversely affect a mortgagor's credit score.

        A. 2617--A                          4
 
     1    (f)  Assistance may not be provided under this section with respect to
     2  any dwelling for which assistance is provided pursuant to section  seven
     3  or eight of this act.
     4    § 6. Assistance to residential housing cooperatives losing maintenance
     5  and rental income.  (a) Except as modified in this section, any residen-
     6  tial  housing cooperatives that can demonstrate they lost maintenance or
     7  rental income during the period from March 7, 2020 until the  expiration
     8  of 90 days after the executive declares that the state disaster emergen-
     9  cy has ended shall be entitled to a payment of the total amount of main-
    10  tenance or rental income lost during that period.
    11    (b) (i) The commissioner of housing and community renewal, shall issue
    12  regulations  establishing  an  application  procedure  for a residential
    13  housing cooperative  seeking  payment  of  lost  maintenance  or  rental
    14  income.
    15    (ii)  Such  regulations  shall  provide  that  as  a condition of such
    16  assistance payments, a residential housing cooperative shall  agree  and
    17  shall  be obligated, through executing an instrument in a form specified
    18  in the regulations issued hereunder to provide any tenants  residing  in
    19  the  housing cooperative with a renewal lease of at least 1 year, at the
    20  same rental amount actually charged and collected 6 months prior to  the
    21  application for relief.
    22    (iii)  Such  regulations shall further provide that any rental housing
    23  cooperative shall not be eligible for the  relief  provided  herein  for
    24  rental or maintenance income imputable to any illegal unit or unit occu-
    25  pied  in  violation  of  the  cooperative's  bylaws or for rental income
    26  imputable to a unit containing uncorrected, as of the time of the appli-
    27  cation, immediately hazardous violations of a state or local housing  or
    28  building  code  that  existed  prior  to March 7, 2020 and which are the
    29  housing cooperative's legal duty to remedy.
    30    (c) Any residential cooperative that receives payment for unpaid main-
    31  tenance under this section shall waive all rights to receive said  main-
    32  tenance  payments  from the cooperative shareholder of the dwelling unit
    33  for which payment was received.
    34    § 7. Assistance to affordable housing operators losing rental  income.
    35  (a)  Except as modified in this section, any affordable housing operator
    36  that can demonstrate they lost rental  income  during  the  period  from
    37  March  7,  2020  until  the  expiration  of  90 days after the executive
    38  declares that the state disaster emergency has ended shall  be  entitled
    39  to a payment of the total amount of rental income lost during that peri-
    40  od.
    41    (b)  The  commissioner  of  housing and community renewal, shall issue
    42  regulations establishing an  application  procedure  for  an  affordable
    43  housing operator seeking payment of lost rental income.
    44    (c)  The  commissioner  may  provide a payment under this section only
    45  with respect to rental dwellings that meet all  the  following  require-
    46  ments:
    47    (i)  The  affordable  housing operator of the rental dwelling has made
    48  such certifications to, and entered into such binding  agreements  with,
    49  the  commissioner as the commissioner considers necessary to ensure that
    50  during the five year period  beginning  upon  initial  receipt  by  such
    51  affordable  housing  operator  of  payment  under  this section for such
    52  dwelling, such dwelling shall be subject to the following requirements:
    53    (1) the monthly rental amounts for the rental units within the proper-
    54  ty may not be increased from the amount of such rent charged as  of  the
    55  date of the enactment of this act;

        A. 2617--A                          5
 
     1    (2)  tenants of the rental units may be evicted only for the following
     2  reasons:
     3    (A)  the tenant is violating a substantial obligation of their tenancy
     4  other than the obligation to surrender possession of such housing accom-
     5  modation and has failed to cure such violation after written  notice  by
     6  the  landlord  that  the violation cease within 10 days, or within the 3
     7  month period immediately prior to the commencement of the proceeding the
     8  tenant has willfully violated such an obligation inflicting serious  and
     9  substantial injury to the landlord;
    10    (B)  the tenant is committing or permitting a nuisance in such housing
    11  accommodation or  is  maliciously  or  by  reason  of  gross  negligence
    12  substantially  damaging  the  housing  accommodations,  or  the tenant's
    13  conduct is such as to interfere substantially with the comfort or safety
    14  of the landlord or of other tenants or occupants of the  same  or  other
    15  adjacent building or structure;
    16    (C)  occupancy  of the housing accommodations by the tenant is illegal
    17  because of the requirements of law, and the landlord is subject to civil
    18  or criminal penalties therefor, or both;
    19    (D) the tenant is using or permitting such housing accommodation to be
    20  used for an illegal purpose;
    21    (E) the tenant who had a written lease or other written rental  agree-
    22  ment  which  terminates  on or after the effective date of this statute,
    23  has refused upon demand of the landlord to execute a  written  extension
    24  or  renewal thereof for a further term of like duration not in excess of
    25  one year but otherwise on the same terms and conditions as the  previous
    26  lease  except  in  so  far as such terms and conditions are inconsistent
    27  with this act; or
    28    (F) the tenant has unreasonably refused the  landlord  access  to  the
    29  housing  accommodations  for  the purpose of making necessary repairs or
    30  improvements required by law or for the  purpose  of  inspection  or  of
    31  showing  the  accommodations  to  a  prospective purchaser, mortgagee or
    32  prospective mortgagee, or other  person  having  a  legitimate  interest
    33  therein;  provided, however, that in the latter event such refusal shall
    34  not be grounds for removal or eviction if such inspection or showing  of
    35  the  accommodations  is contrary to the provisions of the tenant's lease
    36  or other rental agreement;
    37    (3) the rental dwelling shall not have any outstanding violations  for
    38  hazardous or immediately hazardous conditions;
    39    (4)  the affordable housing operator may not refuse to rent any rental
    40  dwelling unit, or discriminate in the renting  of  any  rental  dwelling
    41  unit,  to  a  household based on the source of income of such household,
    42  including income under the program under  section  8(o)  of  the  United
    43  States  Housing  Act of 1937 (42 U.S.C. 1437f(o)) or any similar tenant-
    44  based rental assistance program;
    45    (5) the affordable housing operator may not restrict  tenancy  of  the
    46  dwelling  unit  on  the  basis of sexual identity or orientation, gender
    47  identity or expression, conviction or arrest record, credit history,  or
    48  immigration status;
    49    (6)  the  affordable  housing  operator  may  not retaliate in any way
    50  against a tenant of the dwelling unit; and
    51    (7) the affordable housing operator may not report the tenant  of  the
    52  dwelling unit or provide any adverse information regarding the tenant to
    53  any credit reporting or tenant screening agency.
    54    (ii) Assistance may not be provided under this section with respect to
    55  any  dwelling  unit for which assistance is provided pursuant to section
    56  five, six or eight of this act.

        A. 2617--A                          6
 
     1    (d) (i) Subject to paragraph (ii) of this subdivision, the amount of a
     2  payment under this section with respect to a  rental  dwelling  may  not
     3  exceed  the  aggregate  amount of rent for the rental dwelling suspended
     4  pursuant to subdivision (a) of section four of this act and attributable
     5  only  to  days  from March 7, 2020 until the expiration of 90 days after
     6  the executive declares that  the  state  disaster  emergency  has  ended
     7  during  which  the  dwelling  unit  was  occupied  by a tenant otherwise
     8  required to pay rent for such occupancy.
     9    (ii) In making payments under this section with respect to any  rental
    10  dwelling unit for which a tenant made a payment of rent during the peri-
    11  od  run  from  March  7,  2020 until the expiration of 90 days after the
    12  executive declares that the  state  disaster  emergency  has  ended  the
    13  commissioner of housing and community renewal agency shall:
    14    (1)  reduce the amount of the payment to the affordable housing opera-
    15  tor under paragraph (i) of this subdivision by the amount  of  any  such
    16  rent paid; and
    17    (2) make a payment to such tenant in the amount of any such rent paid.
    18    (iii) In making payments under this section with respect to any dwell-
    19  ing  for which the affordable housing operator received mortgage payment
    20  relief under section five of this act the commissioner shall reduce  the
    21  amount  of  the payment to the affordable housing operator for lost rent
    22  by the amount of mortgage payment relief received under section five  of
    23  this act.
    24    (e)  If  an  affordable housing operator violates any requirement with
    25  respect to a covered rental dwelling unit  under  any  certification  or
    26  agreement  entered  into pursuant to paragraph (i) of subdivision (c) of
    27  this section, the commissioner shall recapture from the affordable hous-
    28  ing operator an amount equal to the entire amount of assistance provided
    29  under this section that is attributable to such dwelling unit and ensure
    30  that such amount is recaptured.
    31    (f) There is hereby authorized to be appropriated such sums as may  be
    32  necessary  to  reimburse  all  affordable housing operators for all rent
    33  payments suspended pursuant to subdivision (a) of section four  of  this
    34  act.
    35    (g)  (i)  Any  affordable  housing operator may apply for an exemption
    36  from one or more of the requirements set forth  in  subdivision  (c)  of
    37  this  section  and  the  commissioner  shall  grant  exemptions from the
    38  requirements set forth in subdivision (c) of this section upon determin-
    39  ing that the affordable housing operator would  otherwise  suffer  undue
    40  financial  hardship  resulting from the requirements for which exemption
    41  is sought.
    42    (ii) Any affordable housing operator aggrieved by  the  commissioner's
    43  decision  on  an  application  under  this  section  or  for  a hardship
    44  exemption pursuant to paragraph (i) of this subdivision  may  within  30
    45  days  of  the  commissioner's  decision seek judicial review pursuant to
    46  article 78 of the civil practice law and rules. In the  event  that  the
    47  court  may  find  that  the decision of the commissioner constitutes the
    48  equivalent of a taking without compensation, it may, at the election  of
    49  the  commissioner, either set aside the decision or order the payment of
    50  just compensation by the commissioner.
    51    § 8. Landlord relief  fund,  application,  fair  rental  requirements,
    52  prohibition  on duplication of assistance. (a) The commissioner of hous-
    53  ing and community renewal shall establish and manage a  landlord  relief
    54  fund,  or  in this section referred to as "the fund", to provide lessors
    55  payments under this section to reimburse such lessors for rent  payments
    56  cancelled pursuant to subdivision (a) of section four of this act.

        A. 2617--A                          7
 
     1    (b)  The commissioner shall provide for lessors of rental dwellings to
     2  apply for reimbursement payments from the fund, which applications shall
     3  include the certifications and binding agreements required  pursuant  to
     4  subdivision (c) of this section.
     5    (c)  The  commissioner  may  provide a payment under this section only
     6  with respect to rental dwellings that meet all of the following require-
     7  ments:
     8    (i) The lessor of the rental dwelling has made such certifications to,
     9  and entered into such binding agreements with, the commissioner  as  the
    10  commissioner  considers  necessary  to  ensure that during the five year
    11  period beginning upon initial receipt by such lessor  of  payment  under
    12  this  section  for  such dwelling, such dwelling shall be subject to the
    13  following requirements:
    14    (1) the monthly rental amounts for the rental units within the proper-
    15  ty may not be increased from the amount of such rent charged as  of  the
    16  date of the enactment of this act;
    17    (2)  tenants of the rental units may be evicted only for the following
    18  reasons:
    19    (A) the tenant is violating a substantial obligation  of  his  tenancy
    20  other than the obligation to surrender possession of such housing accom-
    21  modation  and  has failed to cure such violation after written notice by
    22  the landlord that the violation cease within ten days, or within  the  3
    23  month period immediately prior to the commencement of the proceeding the
    24  tenant  has willfully violated such an obligation inflicting serious and
    25  substantial injury to the landlord;
    26    (B) the tenant is committing or permitting a nuisance in such  housing
    27  accommodation  or  is  maliciously  or  by  reason  of  gross negligence
    28  substantially damaging the housing accommodations;  or  his  conduct  is
    29  such  as  to  interfere  substantially with the comfort or safety of the
    30  landlord or of other tenants or occupants of the same or other  adjacent
    31  building or structure;
    32    (C)  occupancy  of the housing accommodations by the tenant is illegal
    33  because of the requirements of law, and the landlord is subject to civil
    34  or criminal penalties therefor, or both;
    35    (D) the tenant is using or permitting such housing accommodation to be
    36  used for an illegal purpose;
    37    (E) the tenant who had a written lease or other written rental  agree-
    38  ment  which  terminates  on or after the effective date of this statute,
    39  has refused upon demand of the landlord to execute a  written  extension
    40  or  renewal thereof for a further term of like duration not in excess of
    41  one year but otherwise on the same terms and conditions as the  previous
    42  lease  except  in  so  far as such terms and conditions are inconsistent
    43  with this act; or
    44    (F) the tenant has unreasonably refused the  landlord  access  to  the
    45  housing  accommodations  for  the purpose of making necessary repairs or
    46  improvements required by law or for the  purpose  of  inspection  or  of
    47  showing  the  accommodations  to  a  prospective purchaser, mortgagee or
    48  prospective mortgagee, or other  person  having  a  legitimate  interest
    49  therein;  provided, however, that in the latter event such refusal shall
    50  not be grounds for removal or eviction if such inspection or showing  of
    51  the  accommodations  is contrary to the provisions of the tenant's lease
    52  or other rental agreement;
    53    (3) the rental dwelling shall not have any outstanding violations  for
    54  hazardous or immediately hazardous conditions;
    55    (4)  the  lessor  may  not refuse to rent any rental dwelling unit, or
    56  discriminate in the renting of any rental dwelling unit, to a  household

        A. 2617--A                          8
 
     1  based  on the source of income of such household, including income under
     2  the program under section 8(o) of the United States Housing Act of  1937
     3  (42  U.S.C.  1437f(o))  or  any  similar  tenant-based rental assistance
     4  program;
     5    (5)  the  lessor  may not restrict tenancy of the dwelling unit on the
     6  basis of sexual identity or orientation, gender identity or  expression,
     7  conviction or arrest record, credit history, or immigration status;
     8    (6)  the  lessor  may not retaliate in any way against a tenant of the
     9  dwelling unit; and
    10    (7) the lessor may not report the  tenant  of  the  dwelling  unit  or
    11  provide  any  adverse  information  regarding  the  tenant to any credit
    12  reporting or tenant screening agency.
    13    (ii) Assistance may not be provided under this section with respect to
    14  any dwelling unit for which assistance is provided pursuant  to  section
    15  five, six or seven of this act.
    16    (d) (i) Subject to paragraph (ii) of this subdivision, the amount of a
    17  payment  under  this  section  with respect to a rental dwelling may not
    18  exceed the aggregate amount of rent for the  rental  dwelling  suspended
    19  pursuant to subdivision (a) of section four of this act and attributable
    20  only  to  days  from March 7, 2020 until the expiration of 90 days after
    21  the executive declares that  the  state  disaster  emergency  has  ended
    22  during  which  the  dwelling  unit  was  occupied  by a tenant otherwise
    23  required to pay rent for such occupancy.
    24    (ii) In making payments under this section with respect to any  rental
    25  dwelling unit for which a tenant made a payment of rent during the peri-
    26  od  run  from  March  7,  2020 until the expiration of 90 days after the
    27  executive declares that the  state  disaster  emergency  has  ended  the
    28  commissioner shall:
    29    (1) reduce the amount of the payment to the lessor under paragraph (i)
    30  of this subdivision by the amount of any such rent paid; and
    31    (2) make a payment to such tenant in the amount of any such rent paid.
    32    (iii) In making payments under this section with respect to any dwell-
    33  ing  for which the lessor received mortgage payment relief under section
    34  five of this act the commissioner shall reduce the amount of the payment
    35  to the lessor for lost rent by the amount  of  mortgage  payment  relief
    36  received under section five of this act.
    37    (e)  In  making  payments  under  this section, the commissioner shall
    38  establish a tiered system  for  priority  for  such  payments  based  on
    39  assets,  revenues,  and disclosure requirements with respect to lessors.
    40  Such system shall provide priority for making payments to eligible small
    41  homeowners and lessors having the fewest available amount of assets.
    42    (f) If a lessor violates any requirement with  respect  to  a  covered
    43  rental  dwelling  unit under any certification or agreement entered into
    44  pursuant to paragraph (i)  of  subdivision  (c)  of  this  section,  the
    45  commissioner  shall  recapture  from  the  lessor an amount equal to the
    46  entire amount of assistance provided under this section that is  attrib-
    47  utable  to  such dwelling unit and ensure that such amount is recaptured
    48  into the fund.
    49    (g) There is authorized to be appropriated for  the  fund  established
    50  pursuant  to this section such sums as may be necessary to reimburse all
    51  lessors for all rent payments suspended pursuant to subdivision  (a)  of
    52  section four of this act.
    53    (h)  (i) Any lessor may apply for an exemption from one or more of the
    54  requirements set forth in  subdivision  (c)  of  this  section  and  the
    55  commissioner  shall  grant  exemptions  from  requirements  set forth in
    56  subdivision (c) of this section upon determining that the  lessor  would

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     1  otherwise  suffer  undue  financial hardship resulting from the require-
     2  ments for which exemption is sought.
     3    (ii)  Any lessor aggrieved by the commissioner's decision on an appli-
     4  cation to the Fund or for a hardship exemption pursuant to paragraph (i)
     5  of this subdivision may within 30 days of  the  commissioner's  decision
     6  seek  judicial  review  pursuant to article 78 of the civil practice law
     7  and rules. In the event that the court may find that the decision of the
     8  commissioner constitutes the equivalent  of  a  taking  without  compen-
     9  sation,  it  may,  at the election of the commissioner, either set aside
    10  the decision or order the payment of just compensation  by  the  commis-
    11  sioner.
    12    § 9. Assistance to public housing authorities. (a) The commissioner of
    13  housing  and community renewal shall establish and manage a public hous-
    14  ing relief fund, or in this section referred to as "the  public  housing
    15  relief  fund",  to  provide  public  housing  authorities  with funds to
    16  compensate for expenses related to COVID-19 and unpaid rent  that  would
    17  have  been  payable  by  residential tenants pursuant to 42 U.S.C. 1437a
    18  during the period from March 7, 2020 until the  expiration  of  90  days
    19  after  the  executive  declares  that  the  state disaster emergency has
    20  ended.
    21    (b) The commissioner shall provide for public housing  authorities  to
    22  apply for payments from the public housing relief fund and shall promul-
    23  gate  regulations  establishing  the  procedural  requirements  for such
    24  applications.
    25    (c) It is hereby declared to be the intent of the legislature that  to
    26  the  extent that any part of this section is inconsistent with article 4
    27  of the public housing law, this statute will prevail.
    28    § 10. Civil action. (a) Any individual aggrieved by an adverse  action
    29  taken  by a lessor, affordable housing operator, public housing authori-
    30  ty, or mortgagee for exercising rights under section  four  or  five  of
    31  this  act  may  commence  a  civil action under this section against the
    32  lessor, affordable housing operator, public housing authority, or  mort-
    33  gagee  violating  such  section in an appropriate state court or a local
    34  court of competent jurisdiction  not  later  than  2  years  after  such
    35  violation occurs for damages under subdivision (b) of this section.
    36    (b) Any lessor or mortgagee found to have taken adverse action against
    37  any lessee or mortgagor for exercising rights under section four or five
    38  of this act shall be liable:
    39    (i)  to  the  individual  aggrieved  by such violation, for any actual
    40  damages as a result of such adverse action; and
    41    (ii) for a fine in the amount of:
    42    (1) $10,000, in the case of a violation that is the first violation by
    43  such lessor or mortgagee;
    44    (2) $20,000, in the case of a violation that is the  second  violation
    45  by such lessor or mortgagee; and
    46    (3) $100,000 or forfeiture of the property, in the case of a violation
    47  that is the third or subsequent violation by such lessor or mortgagee.
    48    (c) In an action brought under this section, the court:
    49    (i)  may award preventative relief, including a permanent or temporary
    50  injunction or other order, to ensure the full rights granted by sections
    51  four and five of this act; and
    52    (ii) shall award any prevailing plaintiff reasonable  attorney's  fees
    53  and costs.
    54    (d)  The  attorney general may bring a civil action in any appropriate
    55  court against any individual or entity which violates  section  four  or

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     1  five  of  this  act for fines under paragraph (ii) of subdivision (b) of
     2  this section.
     3    § 11. Non-severability clause. If section four of this act is adjudged
     4  by  a  court of competent jurisdiction to be invalid, then sections six,
     5  seven and eight of this act shall also be deemed invalid and it is here-
     6  by declared to be the intent of the legislature that sections six, seven
     7  and eight of this act would not have been enacted  if  section  four  of
     8  this act had not been included herein.
     9    §  12. Severability clause. If any clause, sentence, paragraph, subdi-
    10  vision, section or part of this act other than section four of this  act
    11  shall  be  adjudged  by a court of competent jurisdiction to be invalid,
    12  such judgment shall not affect, impair or invalidate the remainder ther-
    13  eof, but shall be confined in its operation  to  the  clause,  sentence,
    14  paragraph, subdivision, section or part thereof directly involved in the
    15  controversy in which such judgment shall have been rendered. It is here-
    16  by declared to be the intent of the legislature that this act would have
    17  been enacted even if such invalid provisions had not been included here-
    18  in.
    19    § 13. This act shall take effect immediately.
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